1018 California Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1018 California Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,096 sqft · built 1971
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Sep 2017)
Tax Bill	$4 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2017 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-26-30-0001-0151-0080`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0151-0080`
Alternative APNs	`263001000101510080` `77784`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	1 Plumbing Fixture
Stories	1 Story
Building Area	1,096 sqft Living Area
Gross Area	2,688 sqft
1st Floor Area	1,096 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	476 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Street Address	1018 CALIFORNIA AVE
City	SAINT CLOUD
State	FL
Zip	34769-3521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	ST CLOUD PB B PG 34 BLK 151 LOTS 8-10 3/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	151
Legal Lot Number	8
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4013
Census Tract	43400

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1018 CALIFORNIA AVE, SAINT CLOUD, FL 34769-3521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP
Sep 5, 2017	Warranty Deed, Transfer · VA Mortgage RP FUNDING INC
Jun 15, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Jun 15, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Jun 15, 2017	Warranty Deed, Transfer MFC INVESTMENT USA INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2017 · Amount on Record
Deed Sale	Sep 5, 2017 · Amount on Record
Prior Sale	Jun 15, 2017 · Amount on Record
Deed Document Number	2017127700
Deed Book / Page	5205 / 51
Prior Transfer Date	Apr 14, 2006
Prior Transfer Doc	0031281101
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1018 CALIFORNIA AVE, SAINT CLOUD, FL 34769-3521
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057442693
Date	Jun 26, 2020
Book Page	5744/2693
Instrument	2020082925

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 5, 2017
Property Address	1018 CALIFORNIA AVE, SAINT CLOUD, FL 34769-3521
Document Number	0052050051
Book / Page	5205 / 0051
Map Reference	MB B PG33&34
Instrument Date	Aug 31, 2017
Instrument	2017127700
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4601 NEPTUNE RD, 4601, SAINT CLOUD, FL 34769-6753

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 CALIFORNIA AVE, SAINT CLOUD, FL 34769-3521

Mortgage

Document Number	0052050053
Date	Sep 5, 2017
Instrument	5205/0053

Lender

Name	RP FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 15, 2017
Property Address	1018 CALIFORNIA AVE, SAINT CLOUD, FL 34769-3521
Document Number	0051640618
Book / Page	005164 / 000618
Instrument Date	Jun 9, 2017
Instrument	86870
Transaction Type	Transfer
Record Updated	Jul 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$665.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	4601 NEPTUNE RD ST CLOUD FL 347696753, ST CLOUD, FL 34769-6753

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 15, 2017
Property Address	1018 CALIFORNIA AVE, SAINT CLOUD, FL 34769-3521
Document Number	0051640620
Book / Page	005164 / 000620
Instrument Date	Jun 8, 2017
Instrument	86871
Transaction Type	Transfer
Record Updated	Jul 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$665.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	4601 NEPTUNE RD ST CLOUD FL 347696753, ST CLOUD, FL 34769-6753

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 15, 2017
Property Address	1018 CALIFORNIA AVE, SAINT CLOUD, FL 34769-3521
Document Number	0051640622
Book / Page	005164 / 000622
Instrument Date	Jun 6, 2017
Instrument	86872
Transaction Type	Transfer
Record Updated	Jul 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$665.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	4601 NEPTUNE RD ST CLOUD FL 347696753, ST CLOUD, FL 34769-6753

Mortgage

Document Number	51640624
Date	Jun 15, 2017
Book Page	005164/000624
Instrument	86873

Lender

Name	MFC INVESTMENT USA INC
Address	ORLANDO, FL 32837

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jun 14, 2019

Interest

Rate Type	Fixed Rate
Rate	14%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4.00 Homeowner's exemption Veteran's exemption	$175,662 (+5.99%)	$324,100 (+9.6%) Land $46,800 Building $277,300
2024	$4.00
2023	$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$165,740 (+3%)	$295,700 (+11.63%) Land $42,500 Building $253,200
2022	$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$160,913	$264,900 Land $35,100 Building $229,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (2009–2022)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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