1008 California Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1008 California Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,564 sqft · built 2007
Lot Size	0.089 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$217,000 (Jan 2018)
Tax Bill	$3,010 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`77782`

Property Details

APN / Parcel Number

Primary APN	`77782`
Alternative APN	`012630000101510050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,564 sqft Heated Area
Gross Area	1,810 sqft
1st Floor Area	810 sqft
Upper Floors Area	754 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Aluminum Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.089 acres)
Lot Dimensions	150 ft deep x 25 ft wide
Garage Type	Finished
Garage Area	110 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	136 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	77782
Street Address	1008 CALIFORNIA AVE
City	SAINT CLOUD
State	FL
Zip	34769-3521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	ST CLOUD PB B PG 34 BLK 151 LOT 5 3/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	151
Legal Lot Number	3,5
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4013
Census Tract	43400

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1008 CALIFORNIA AVE, SAINT CLOUD, FL 34769-3521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Estate

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 11, 2018	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2018 · Amount on Record
Deed Sale	Jan 11, 2018 · Amount on Record
Prior Sale	Mar 22, 2006 · Amount on Record
Deed Document Number	2018006200
Deed Book / Page	5268 / 0438
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1008 CALIFORNIA AVE, SAINT CLOUD, FL 34769-3521
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058340207
Date	Nov 17, 2020
Book Page	5834/207
Instrument	2020156897

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Mar 1, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 11, 2018
Property Address	1008 CALIFORNIA AVE, SAINT CLOUD, FL 34769-3521
Document Number	0052680438
Book / Page	5268 / 0438
Map Reference	MB B PG33&34
Instrument Date	Jan 10, 2018
Instrument	2018006200
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	FIDELITY NATL TITLE OF FLORI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,519.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	1008 CALIFORNIA AVE, SAINT CLOUD, FL 34769-3521

Mortgage

Document Number	2018006201
Date	Jan 11, 2018
Instrument	2018006201

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,010.00 (+6.47%) Homeowner's exemption	$211,040 (+5.99%)	$313,600 (+11.68%) Land $27,500 Building $286,100
2023	$2,827.00 (+3.78%) Homeowner's exemption	$199,120 (+3%)	$280,800 (+10.07%) Land $20,000 Building $260,800
2022	$2,724.00 Homeowner's exemption	$193,321	$255,100 Land $18,000 Building $237,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (2009–2022)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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