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1018 17th Ter, Key West, FL 33040 Property Records

Monroe County property record for 1018 17th Ter, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,071 sqft · built 1965
Lot Size0.131 acres (5,700 sqft)
Owner2 Individual Names on Record
Tax Bill$3,208 (2025)
Deeds & MortgagesMay 2019 Line of Credit
Oct 2020 Transfer
Flood ZoneZone AE (high risk)
APN00057880-000000

Property Details

APN / Parcel Number

Primary APN00057880-000000
Alternative APNs
  • 01010100057880000000
  • 1058360

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,071 sqft Living Area
1st Floor Area1,876 sqft
FlooringConcrete/Cement
Interior WallsPlywood

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 2013
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,700 sqft (0.131 acres)
Lot Dimensions100 ft deep x 57 ft wide
Garage TypeCovered
Garage Area200 sqft

Exterior Amenities

Pool Area224 sqft
PorchSlab
Porch Area269 sqft
Deck Area551 sqft
Patio Area895 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1058360
Street Address1018 17TH TER
CityKEY WEST
StateFL
Zip33040-4202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-2
Legal DescriptionBLK 7 LT 20 PEARLMAN HEIGHTS PB4-85 OR207-210 OR570-999 OR573-754 OR879-355 OR879-1753 OR963-390 OR1417-2166 OR1530-1760 OR3051-2328
Legal Range25E
Legal Township67S
Legal Section34
Legal SubdivisionPEARLMAN HEIGHTS
Legal Block7
Legal Lot Number20
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2002
Census Tract971900

Owner

Source: Monroe County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1018 17TH TER, KEY WEST, FL 33040-4202
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 29, 2019Deed of Trust, Mortgage · Line of Credit
KEYS FCU
Oct 22, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2020
Deed SaleOct 22, 2020
Prior SaleAug 5, 1998 · Amount on Record
Deed Document Number20202287339
Deed Book / Page3051 / 2328
Prior Transfer DateOct 20, 2020
Prior Transfer Doc0030512328
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1018 17TH TER, KEY WEST, FL 33040-4202
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029661446
DateMay 29, 2019
Book Page2966/1446
Instrument2222041
Lender
NameKEYS FCU
TypeCredit Union
AddressKEY WEST, FL 33041
Agreement
TypeLine of Credit
AmountAmount Recorded
Term216 Months
DueMay 28, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateOct 22, 2020
Property Address1018 17TH TER, KEY WEST, FL 33040-4202
Document Number0030512328
Book / Page003051 / 002328
Instrument DateOct 20, 2020
Instrument2287339
Transaction TypeTransfer
Record UpdatedNov 6, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1018 17TH TER KEY WEST FL 330404202, KEY WEST, FL 33040-4202

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,208.00 (+5.42%) Homeowner's exemption$363,013 (+5.99%)$964,416 (-1.43%) Land $474,953 Building $489,463
2024$3,043.00 (+1.98%)
2023$2,984.00 (+4.63%) Homeowner's exemption$342,508 (+3%)$978,369 (+12.6%) Land $523,887 Building $454,482
2022$2,852.00 Homeowner's exemption$332,533$868,896 Land $408,747 Building $460,149

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 220 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies363 units insured
incl. 143 condo units
Nearby Flood Claims348 (1979–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 30 claims
  • Hurricane Wilma, Oct 2005 · 243 claims
  • Hurricane Georges, Sep 1998 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: Hotwire Communications, Verizon.

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