1009 17th Ter, Key West, FL 33040 Property Records

Monroe County property record for 1009 17th Ter, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,640 sqft · built 1967
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Dec 2022)
Tax Bill	$7,866 (2024)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`00058000-000000`

Property Details

APN / Parcel Number

Primary APN	`00058000-000000`
Alternative APNs	`01010100058000000000` `1058483`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,640 sqft Living Area
1st Floor Area	1,640 sqft
Flooring	Concrete/Cement
Interior Walls	Plywood

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Porch	Open Porch
Porch Area	191 sqft
Patio Area	245 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	1058483
Street Address	1009 17TH TER
City	KEY WEST
State	FL
Zip	33040-4201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-2
Legal Description	BK 8 LT 3 KW PEARLMAN HEIGHTS PB4-85 OR508-523 OR2068-1487/89 OR2337-153/54 OR2941-264 OR3005-2050 OR3203-1600
Legal Range	25E
Legal Township	67S
Legal Section	34
Legal Subdivision	PEARLMAN HEIGHTS
Legal Block	8
Legal Lot Number	3
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2001
Census Tract	971900

Owner

1009 17th Ter is owned and occupied by two individuals who bought it in December 2022.

Source: Monroe County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1009 17TH TER, KEY WEST, FL 33040-4201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 27, 2020	Warranty Deed, Transfer · FHA Mortgage IBERIABANK
Dec 19, 2018	Quit Claim Deed, Transfer · Conventional Mortgage DB PREMIER ASSET PARTNERS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2022 · Amount on File
Deed Sale	Dec 5, 2022 · Amount on File
Prior Sale	Jan 27, 2020 · Amount on File
Deed Document Number	20222399432
Deed Book / Page	3203 / 1600
Prior Transfer Date	Dec 18, 2007
Prior Transfer Doc	0023370153
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Dec 5, 2022
Property Address	1009 17TH TER, KEY WEST, FL 33040-4201
Document Number	0032031600
Book / Page	3203 / 1600
Map Reference	MB 4 PG 85
Instrument Date	Nov 28, 2022
Instrument	2399432
Transaction Type	Transfer
Record Updated	Dec 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6148 PARADISE POINT DR, PALMETTO BAY, FL 33157-2643

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1009 17TH TER, KEY WEST, FL 33040-4201

Mortgage

Document Number	0032031602
Date	Dec 5, 2022
Instrument	3203/1602

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jan 27, 2020
Property Address	1009 17TH TER, KEY WEST, FL 33040-4201
Document Number	0030052050
Book / Page	003005 / 002050
Instrument Date	Jan 22, 2020
Instrument	2253603
Transaction Type	Transfer
Record Updated	Feb 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,836.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1009 17TH TER KEY WEST FL 330404201, KEY WEST, FL 33040-4201

Mortgage

Document Number	30052053
Date	Jan 27, 2020
Book Page	003005/002053
Instrument	2253604

Lender

Name	IBERIABANK
Type	Bank
Address	LAFAYETTE, LA 70501

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2050

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Dec 19, 2018
Property Address	1009 17TH TER, KEY WEST, FL 33040-4201
Document Number	0029410264
Book / Page	002941 / 000264
Instrument Date	Dec 13, 2018
Instrument	2198916
Transaction Type	Transfer
Record Updated	Jan 30, 2019
Title Company	TRADITIONS TITLE AND ESCROW LLC, TRADITIONS TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	242 E BAY ST WINTER GARDEN FL 347873110, WINTER GARDEN, FL 34787-3110

Mortgage

Document Number	29410266
Date	Dec 19, 2018
Book Page	002941/000266
Instrument	2198917

Lender

Name	DB PREMIER ASSET PARTNERS LLC
Address	1331 S INTERNATIONAL PKWY # 225, LAKE MARY, FL 32746-1405

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 18, 2033

Interest

Rate Type	Adjustable Rate
Rate	12.9%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$895,383 Land $495,000 Building $400,383	$895,383 Land $495,000 Building $400,383
2024	$7,866.00 (+0.87%)
2023	$7,798.00 (+95.1%) Homeowner's exemption	$918,144 (+94.8%) Land $546,000 Building $372,144	$918,144 (+26.31%) Land $546,000 Building $372,144
2022	$3,997.00 Homeowner's exemption	$471,323	$726,895 Land $426,000 Building $300,895

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1009 17th Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 220 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	363 units insured incl. 143 condo units
Nearby Flood Claims	348 (1979–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 30 claims Hurricane Wilma, Oct 2005 · 243 claims Hurricane Georges, Sep 1998 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1009 17th Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, Verizon.

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