Douglas County property record for 10177 Stephen Pl, Highlands Ranch, CO 80130
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,324 sqft · built 1995 |
| Lot Size | 0.248 acres (10,803 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,000,000 (Oct 2021) |
| Tax Bill | $6,513 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Jan 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2231-18-1-03-021 |
| Primary APN | 2231-18-1-03-021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 4,324 sqft Living Area |
| Gross Area | 4,773 sqft |
| Basement Area | 1,679 sqft |
| Finished Basement | 1,230 sqft |
| Unfinished Basement | 449 sqft |
| Flooring | Covered |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,803 sqft (0.248 acres) |
| Garage Area | 680 sqft |
| Porch | Porch |
| Porch Area | 495 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R0379671 |
|---|---|
| Street Address | 10177 STEPHEN PL |
| City | HIGHLANDS RANCH |
| State | CO |
| Zip | 80130-8018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDU |
| Legal Description | LOT 68 HIGHLANDS RANCH #117-B .248 AM/L |
| Legal Range | 67W |
| Legal Township | 06S |
| Legal Section | 18 |
| Legal Quarter | NE |
| Legal Subdivision | HIGHLANDS RANCH |
| Legal Block | 248 |
| Legal Lot Number | 68 |
| Jurisdiction | DOUGLAS CO |
| Township / Civil Division | SEDALIA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 14143 |
Source: Douglas County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10177 STEPHEN PL, HIGHLANDS RANCH, CO 80130-8018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA |
| Jan 7, 2020 | Deed of Trust, Mortgage · Line of Credit CANVAS CU |
| Nov 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CANVAS CU |
| Feb 22, 2019 | Warranty Deed, Transfer · Conventional Mortgage CANVAS CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2021 · Amount on Record |
| Deed Sale | Oct 1, 2021 · Amount on Record |
| Prior Sale | Feb 22, 2019 · Amount on Record |
| Deed Document Number | 2021113313 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS CO |
| Recording Date | Oct 1, 2021 |
| Property Address | 10177 STEPHEN PL, HIGHLANDS RANCH, CO 80130-8018 |
| Document Number | 0000113313 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 2021113313 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2021 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10177 STEPHEN PL, 10177, HIGHLANDS RANCH, CO 80130-8018 |
| Name | Verified Name |
|---|---|
| Address | 10177 STEPHEN PL, HIGHLANDS RANCH, CO 80130-8018 |
| Document Number | 0000113314 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 2021113314 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS CO |
| Property Address | 10177 STEPHEN PL, HIGHLANDS RANCH, CO 80130-8018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001760 |
|---|---|
| Date | Jan 7, 2020 |
| Instrument | 2020001760 |
| Name | CANVAS CU |
|---|---|
| Type | Credit Union |
| Address | ENGLEWOOD, CO 80155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 15, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS CO |
| Property Address | 10177 STEPHEN PL, HIGHLANDS RANCH, CO 80130-8018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAND TITLE GUARANTEE CO |
| Name | Verified Name |
|---|
| Document Number | 0000078973 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | 2019078973 |
| Name | CANVAS CU |
|---|---|
| Type | Credit Union |
| Address | LONE TREE, CO 80124 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS CO |
| Recording Date | Feb 22, 2019 |
| Property Address | 10177 STEPHEN PL, HIGHLANDS RANCH, CO 80130-8018 |
| Document Number | 0000009150 |
| Instrument Date | Feb 21, 2019 |
| Instrument | 2019009150 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10177 STEPHEN PL, HIGHLANDS RANCH, CO 80130-8018 |
| Document Number | 0000009151 |
|---|---|
| Date | Feb 22, 2019 |
| Instrument | 2019009151 |
| Name | CANVAS CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: Douglas County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Douglas County |
| Unified School District | Douglas County School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,710 (-) Land $13,560 Building $54,150 | $995,793 (-) Land $199,455 Building $796,338 | |
| 2025 | $6,513.00 (+3.14%) | $67,710 (-4.23%) Land $13,560 Building $54,150 | $995,793 (-5.62%) Land $199,455 Building $796,338 |
| 2024 | $6,315.00 (+0.17%) | ||
| 2023 | $6,304.00 (+38.95%) | $70,700 (+42.34%) Land $14,010 Building $56,690 | $1,055,114 (+47.63%) Land $209,034 Building $846,080 |
| 2022 | $4,537.00 | $49,670 Land $10,140 Building $39,530 | $714,703 Land $145,895 Building $568,808 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLANDS RANCH WSD serves 103,444 people · EPA ID CO0118015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 737 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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