Douglas County property record for 10148 Stephen Pl, Highlands Ranch, CO 80130
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,578 sqft · built 1996 |
| Lot Size | 0.228 acres (9,932 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $895,000 (Nov 2021) |
| Tax Bill | $6,130 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Jan 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 2231-17-2-15-004 |
| Primary APN | 2231-17-2-15-004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 3,578 sqft Living Area |
| Gross Area | 3,677 sqft |
| Basement Area | 987 sqft |
| Finished Basement | 888 sqft |
| Unfinished Basement | 99 sqft |
| Flooring | Covered |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,932 sqft (0.228 acres) |
| Garage Area | 940 sqft |
| Porch | Porch |
| Porch Area | 636 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R0379678 |
|---|---|
| Street Address | 10148 STEPHEN PL |
| City | HIGHLANDS RANCH |
| State | CO |
| Zip | 80130-8017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDU |
| Legal Description | LOT 75 HIGHLANDS RANCH # 117-B 0.228 AM/L |
| Legal Range | 67W |
| Legal Township | 06S |
| Legal Section | 17 |
| Legal Quarter | NW |
| Legal Subdivision | HIGHLANDS RANCH |
| Legal Block | 228 |
| Legal Lot Number | 75 |
| Jurisdiction | DOUGLAS CO |
| Township / Civil Division | SEDALIA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 14143 |
Source: Douglas County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10148 STEPHEN PL, HIGHLANDS RANCH, CO 80130-8017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 2, 2021 | Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Jan 10, 2019 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2021 · Amount on Record |
| Deed Sale | Nov 2, 2021 · Amount on Record |
| Prior Sale | Apr 15, 2014 · Amount on Record |
| Deed Document Number | 2021124401 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS CO |
| Recording Date | Nov 2, 2021 |
| Property Address | 10148 STEPHEN PL, HIGHLANDS RANCH, CO 80130-8017 |
| Document Number | 0000124401 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 2021124401 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2021 |
| Title Company | HOMESTEAD TITLE AND ESCROW, HOMESTEAD TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $89.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10148 STEPHEN PL, HIGHLANDS RANCH, CO 80130-8017 |
| Document Number | 0000124402 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 2021124402 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS CO |
| Property Address | 10148 STEPHEN PL, HIGHLANDS RANCH, CO 80130-8017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0000001648 |
|---|---|
| Date | Jan 10, 2019 |
| Instrument | 2019001648 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 14, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Douglas County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Douglas County |
| Unified School District | Douglas County School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $63,730 (-) Land $13,100 Building $50,630 | $937,275 (-) Land $192,653 Building $744,622 | |
| 2025 | $6,130.00 (+3.97%) | $63,730 (-3.79%) Land $13,100 Building $50,630 | $937,275 (-5.21%) Land $192,653 Building $744,622 |
| 2024 | $5,896.00 (+0.19%) | ||
| 2023 | $5,885.00 | $66,240 Land $13,610 Building $52,630 | $988,791 Land $203,202 Building $785,589 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLANDS RANCH WSD serves 103,444 people · EPA ID CO0118015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 737 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures