San Diego County property record for 10176 Tres Lagos Ct, Spring Valley, CA 91977 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,556 sqft · built 1978 |
| Lot Size | 0.161 acres (7,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $735,000 (Nov 2021) |
| Tax Bill | $7,886 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 505-590-19-00 |
| Primary APN | 505-590-19-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,556 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 7,001 sqft (0.161 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 10176 TRES LAGOS CT |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-7139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19 TR 008446 |
| Legal Subdivision | RANCHO TRES LAGOS |
| Legal Tract | 008446 |
| Legal Block | 3 |
| Legal Lot Number | 19 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 13504 |
Source: San Diego County records · APN 505-590-19-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10176 TRES LAGOS CT, SPRING VALLEY, CA 91977-7139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Nov 01, 2021 | Grant Deed, Transfer · VA Mortgage MCJAB INC |
| Jul 06, 2021 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 27, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 01, 2021 · Amount on Record |
| Deed Sale | Nov 01, 2021 · Amount on Record |
| Prior Sale | Mar 02, 2012 · Amount on Record |
| Deed Document Number | 2021760292 |
| Prior Transfer Date | Oct 05, 2012 |
| Prior Transfer Doc | 0000610969 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 01, 2021 |
| Property Address | 10176 TRES LAGOS CT, SPRING VALLEY, CA 91977-7139 |
| Document Number | 0000760292 |
| Map Reference | MAP 8446 |
| Instrument Date | Oct 21, 2021 |
| Instrument | 2021-0760292 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2021 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 10176 TRES LAGOS CT, SPRING VALLEY, CA 91977-7139 |
| Document Number | 0000760293 |
|---|---|
| Date | Nov 01, 2021 |
| Instrument | 2021-0760293 |
| Name | MCJAB INC |
|---|---|
| Type | Non-Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 10176 TRES LAGOS CT, SPRING VALLEY, CA 91977-7139 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 10176 TRES LAGOS CT, SPRING VALLEY, CA 91977-7139 |
| Document Number | 0000485611 |
|---|---|
| Date | Jul 06, 2021 |
| Instrument | 2021-0485611 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 10176 TRES LAGOS CT, SPRING VALLEY, CA 91977-7139 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 10176 TRES LAGOS CT, SPRING VALLEY, CA 91977-7139 |
| Document Number | 0000658222 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 2020-0658222 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2050 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $795,586 (+2%) Land $541,216 Building $254,370 | |
| 2025 | $7,886.00 (-15.57%) | $779,987 (+4.04%) Land $530,604 Building $249,383 |
| 2023 | $9,340.00 (+1.42%) | $749,700 Land $510,000 Building $239,700 |
| 2022 | $9,209.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730135043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2024, rainfall accumulation, Severe Storm And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 342 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| San Diego Broadband | Fixed Wireless (unlicensed) | 500 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Cox Communications, AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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