San Diego County property record for 10175 Tres Lagos Ct, Spring Valley, CA 91977
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,002 sqft · built 1978 |
| Lot Size | 0.339 acres (14,777 sqft) |
| Owner | Trust Name on File |
| Last Sale | $169,000 (Feb 1998) |
| Tax Bill | $4,121 (2025) |
| Deeds & Mortgages | May 2023 Second Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 505-590-15-00 |
| Primary APN | 505-590-15-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,002 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 14,777 sqft (0.339 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 10175 TRES LAGOS CT |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-7139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 15 TR 008446 |
| Legal Subdivision | RANCHO TRES LAGOS |
| Legal Tract | 008446 |
| Legal Block | 3 |
| Legal Lot Number | 15 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 13504 |
10175 Tres Lagos Ct is owner-occupied and held in a trust since November 2016.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 10175 TRES LAGOS CT, SPRING VALLEY, CA 91977-7139 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 16, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION FCU |
| May 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 1998 · Amount on File |
| Deed Sale | Feb 20, 1998 · Amount on File |
| Prior Sale | Jan 12, 1990 · Amount on File |
| Deed Document Number | 199889989 |
| Last Transfer Date | Nov 22, 2016 |
| Transfer Doc | 0000651828 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 10175 TRES LAGOS CT, SPRING VALLEY, CA 91977-7139 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 10175 TRES LAGOS CT, SPRING VALLEY, CA 91977-7139 |
| Document Number | 0000127399 |
|---|---|
| Date | May 16, 2023 |
| Instrument | 2023-0127399 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 10175 TRES LAGOS CT, SPRING VALLEY, CA 91977-7139 |
| Document Number | 0000183509 |
| Instrument Date | May 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2018 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 10175 TRES LAGOS CT SPRING VALLEY CA 919777139, SPRING VALLEY, CA 91977-7139 |
| Document Number | 0000183509 |
|---|---|
| Date | May 7, 2018 |
| Instrument | 183509 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 6, 2048 |
The 2025 property tax bill for 10175 Tres Lagos Ct was $4,121 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $298,729 (+2%) Land $99,358 Building $199,371 | |
| 2025 | $4,121.00 Homeowner's exemption | $292,872 Land $97,410 Building $195,462 |
| 2023 | $3,814.00 (+1.84%) Homeowner's exemption | $281,501 Land $93,628 Building $187,873 |
| 2022 | $3,745.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10175 Tres Lagos Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2024 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10175 Tres Lagos Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Cox Communications, GeoLinks.
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