10175 Desmond Ct, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 10175 Desmond Ct, Covington, KY 41015 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · built 2023
Owner2 Individual Names on File
Last Sale$415,606 (Nov 2023)
Tax Bill$4,833 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Dec 2021 Sale
Flood ZoneZone X (minimal risk)
APN072-00-04-051.00

Property Details

APN / Parcel Number

Primary APN072-00-04-051.00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialCombination
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address10175 DESMOND CT
CityCOVINGTON
StateKY
Zip41015-2439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASHFORD VILLAGE SEC 15 LOT 51
Legal SubdivisionASHFORD VILLAGE
Legal Phase15
Legal Lot Number51
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1020
Census Tract65800

Owner

Source: Kenton County records · APN 072-00-04-051.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10175 DESMOND CT, COVINGTON, KY 41015-2439
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2023Warranty Deed, Transfer · Conventional Mortgage
FIRST EQUITY MORTGAGE INC
Dec 14, 2021Deed, Transfer
KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 20, 2023 · Amount on Record
Deed SaleNov 20, 2023 · Amount on Record
Prior SaleDec 14, 2021 · Amount on Record
Deed Document Number2023128
Deed Book / Page257 / 890
Record UpdatedJun 08, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 20, 2023
Property Address3572 DORSET CT, COVINGTON, KY 41015-3500
Document Number0005900128
Book / PageKC 257 / 890
Map ReferenceCAB 1 PG 2251&2251A
Instrument DateSep 25, 2023
Instrument23112005900128
Transaction TypeTransfer
Record UpdatedDec 21, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address211 GRANDVIEW DR, FT MITCHELL, KY 41017-2759

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10175 DESMONT CT, INDEPENDENCE, KY 41051

Mortgage

Document Number0005900129
DateNov 20, 2023
Book PageKCM 508/419
Instrument23112005900129
Lender
NameFIRST EQUITY MORTGAGE INC
TypeMortgage Company
AddressFT MITCHELL, KY 41017
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateDec 14, 2021
Property Address3572 DORSET CT, COVINGTON, KY 41015-3500
Document Number0005900162
Book / Page136 / 935
Instrument DateNov 24, 2021
Instrument21121405900162
Transaction TypeTransfer
Record UpdatedDec 21, 2023
Title CompanyKENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY INC

Transaction

AmountAmount Recorded
Tax$459.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2807 AMSTERDAM RD, VILLA HILLS, KY 41017-4405

Transferred To (Grantee/Buyer)

NameVerified Name
Address211 GRANDVIEW DR, FORT MITCHELL, KY 41017-2759

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,833.00 (+651.63%)$415,600 (+714.9%) Land $45,000 Building $370,600$415,600 (+714.9%) Land $45,000 Building $370,600
2023$643.00 (-1.38%)$51,000 (-) Land $51,000$51,000 (-) Land $51,000
2022$652.00$51,000 Land $51,000$51,000 Land $51,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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