10147 Desmond Ct, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 10147 Desmond Ct, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · built 2023
Owner	2 Individual Names on File
Last Sale	$594,892 (Mar 2023)
Tax Bill	$6,917 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Oct 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`072-00-05-044.00`

Property Details

APN / Parcel Number

Primary APN	`072-00-05-044.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Combination
Foundation Type	Concrete
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10147 DESMOND CT
City	COVINGTON
State	KY
Zip	41015-2439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHFORD VILLAGE SEC 16 LOT 44
Legal Subdivision	ASHFORD VILLAGE
Legal Phase	16
Legal Lot Number	44
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1022
Census Tract	65800

Owner

10147 Desmond Ct is owned and occupied by two individuals who bought it in March 2023.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10147 DESMOND CT, COVINGTON, KY 41015-2439
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST EQUITY MORTGAGE INC
Oct 10, 2022	Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2023 · Amount on File
Deed Sale	Mar 17, 2023 · Amount on File
Deed Document Number	2023159
Deed Book / Page	218 / 332
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 17, 2023
Property Address	10147 DESMOND CT, COVINGTON, KY 41015-2439
Document Number	0005900159
Book / Page	KC 218 / 332
Map Reference	CAB I PG 2343&2343A
Instrument Date	Jan 10, 2023
Instrument	23031705900159
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 GRANDVIEW DR, FT MITCHELL, KY 41017-2759

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10147 DESMOND CT, COVINGTON, KY 41015-2439

Mortgage

Document Number	0005900160
Date	Mar 17, 2023
Book Page	KCM 447/318
Instrument	23031705900160

Lender

Name	FIRST EQUITY MORTGAGE INC
Type	Mortgage Company
Address	FT MITCHELL, KY 41017

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Oct 10, 2022
Property Address	10147 DESMOND CT, COVINGTON, KY 41015-2439
Document Number	0005900144
Book / Page	193 / 903
Map Reference	CAB 1 SL 2343&2343A
Instrument Date	Sep 26, 2022
Instrument	22101005900144
Transaction Type	Transfer
Record Updated	Jan 12, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$55.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2807 AMSTERDAM RD, VILLA HILLS, KY 41017-4405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 GRANDVIEW DR, FORT MITCHELL, KY 41017-2759

Tax Assessment & Valuation

The 2025 property tax bill for 10147 Desmond Ct was $6,917.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$594,800 (-) Land $55,000 Building $539,800	$594,800 (-) Land $55,000 Building $539,800
2025	$6,917.00	$594,800 Land $55,000 Building $539,800	$594,800 Land $55,000 Building $539,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10147 Desmond Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10147 Desmond Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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