10172 Bannister St, Spring Hill, FL 34608 Property Records

Hernando County property record for 10172 Bannister St, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,722 sqft · built 2020
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$349,900 (May 2023)
Tax Bill	$3,973 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5080-0439-0110`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5080-0439-0110`
Alternative APNs	`00275623` `275623`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,722 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Parking Spaces	1 Parking Space
Porch	Finished/Screened Porch
Utility Building	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00275623
Street Address	10172 BANNISTER ST
City	SPRING HILL
State	FL
Zip	34608-6603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 8 BLK 439 LOT 11 ORB 349 PG 639
Legal Range	17E
Legal Township	23S
Legal Section	25
Legal Subdivision	SPRING HILL UN 8
Legal Block	439
Legal Lot Number	11
Legal Unit	8
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3003
Census Tract	40901

Owner

10172 Bannister St is owned and occupied by an individual who bought it in May 2023.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10172 BANNISTER ST, SPRING HILL, FL 34608-6603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 4, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP
Oct 8, 2019	Loan Modification, Mortgage · Line of Credit CAPITAL CTY BK
Oct 1, 2019	Warranty Deed, Transfer ALL PERFORMANCE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2023 · Amount on File
Deed Sale	May 17, 2023 · Amount on File
Prior Sale	Sep 4, 2020 · Amount on File
Deed Document Number	2023029923
Deed Book / Page	4298 / 1256
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 17, 2023
Property Address	10172 BANNISTER ST, SPRING HILL, FL 34608-6603
Document Number	0042981256
Book / Page	4298 / 1256
Map Reference	MB 8 PG 27-37
Instrument Date	May 11, 2023
Instrument	2023029923
Transaction Type	Transfer
Record Updated	Jun 27, 2023
Title Company	SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,449.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10172 BANNISTER ST, SPRING HILL, FL 34608-6603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10172 BANNISTER ST, SPRING HILL, FL 34608-6603

Mortgage

Document Number	2023029924
Date	May 17, 2023
Instrument	2023029924

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 4, 2020
Property Address	10172 BANNISTER ST, SPRING HILL, FL 34608-6603
Document Number	0038831889
Book / Page	3883 / 1889
Map Reference	MB 8 PG 27-37
Instrument Date	Aug 31, 2020
Instrument	2020054504
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 7, 2021
Title Company	ALL PERFORMANCE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,348.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2931 LANDOVER BLVD, 2931, SPRING HILL, FL 34608-7258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5060 ABAGAIL DR, SPRING HILL, FL 34608-2703

Mortgage

Document Number	38831890
Date	Sep 4, 2020
Instrument	3883/1890

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HERNANDO FL
Property Address	10172 BANNISTER ST, SPRING HILL, FL 34608-6603
Document Number	0037621438
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	GULF COAST TITLE COMPANY INC, GULF COAST TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10172 BANNISTER ST SPRING HILL FL 34608, SPRING HILL, FL 34608

Mortgage

Document Number	0037621438
Date	Oct 15, 2019
Book Page	003762/001438
Instrument	65400

Lender

Name	CAPITAL CTY BK
Type	Bank
Address	5200 -A W NEWBERRY RD, GAINESVILLE, FL 32607

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 1, 2019
Property Address	10172 BANNISTER ST, SPRING HILL, FL 34608-6603
Document Number	0037561375
Book / Page	003756 / 001375
Instrument Date	Sep 30, 2019
Instrument	61430
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	ALL PERFORMANCE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$70.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2931 LANDOVER BLVD SPRING HILL FL 346087258, SPRING HILL, FL 34608-7258

Tax Assessment & Valuation

The 2025 property tax bill for 10172 Bannister St was $3,973 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,973.00 Additional exemption filed	$317,802 Land $36,500 Building $281,302	$317,802 Land $36,500 Building $281,302
2023		$275,572 (+3%) Land $12,671 Building $262,901
2022	$3,584.00 Homeowner's exemption	$267,546	$298,896 Land $33,000 Building $265,896

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10172 Bannister St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10172 Bannister St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Nearby Properties on Bannister St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures