10151 Bannister St, Spring Hill, FL 34608 Property Records

Hernando County property record for 10151 Bannister St, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,266 sqft · built 1979
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$289,500 (Jan 2024)
Tax Bill	$2,222 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5080-0440-0170`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5080-0440-0170`
Alternative APNs	`00275810` `275810`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,266 sqft Living Area
1st Floor Area	1,266 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1994
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	216 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00275810
Street Address	10151 BANNISTER ST
City	SPRING HILL
State	FL
Zip	34608-6604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 8 BLK 440 LOT 17 ORB 353 PG 094
Legal Range	17E
Legal Township	23S
Legal Section	25
Legal Subdivision	SPRING HILL UN 8
Legal Block	440
Legal Lot Number	17
Legal Unit	8
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3004
Census Tract	40901

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10151 BANNISTER ST, SPRING HILL, FL 34608-6604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Warranty Deed, Subdivision Related Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 10, 2023	Warranty Deed, Transfer · Commercial Mortgage LENDINGONE LLC
Jan 5, 2023	Warranty Deed, Transfer MELLINGER TITLE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2024 · Amount on File
Deed Sale	Jan 3, 2024 · Amount on File
Prior Sale	Jan 10, 2023 · Amount on File
Deed Document Number	2024000599
Deed Book / Page	4379 / 1769
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 3, 2024
Property Address	10151 BANNISTER ST, SPRING HILL, FL 34608-6604
Document Number	0043791769
Book / Page	4379 / 1769
Map Reference	MB 8 PG 27-37
Instrument Date	Dec 29, 2023
Instrument	2024000599
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 23, 2024
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,026.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16150 AVIATION LOOP DR # DR15032, DR15032, BROOKSVILLE, FL 34604-9700

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10151 BANNISTER ST, SPRING HILL, FL 34608-6604

Mortgage

Document Number	0043791771
Date	Jan 3, 2024
Instrument	4379/1771

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

Mortgage

Document Number	0043791792
Date	Jan 3, 2024
Book Page	4379/1792
Instrument	2024000601

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency
Address	SPRING HILL, FL 34608

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 10, 2023
Property Address	10151 BANNISTER ST, SPRING HILL, FL 34608-6604
Document Number	0042561661
Book / Page	4256 / 1661
Map Reference	MB 8 PG 27-37
Instrument Date	Dec 29, 2022
Instrument	2023001928
Transaction Type	Transfer
Record Updated	Feb 3, 2023
Title Company	MELLINGER TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 E PALMETTO PARK RD # 201, 201, BOCA RATON, FL 33432-4827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16150 AVIATION LOOP DR UNIT 15032, 15032, BROOKSVILLE, FL 34604-9724

Mortgage

Document Number	0042561664
Date	Jan 10, 2023
Instrument	4256/1664

Lender

Name	LENDINGONE LLC
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2024

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 5, 2023
Property Address	10151 BANNISTER ST, SPRING HILL, FL 34608-6604
Document Number	0042550382
Book / Page	4255 / 382
Map Reference	MB 8 PG 27-37
Instrument Date	Dec 29, 2022
Instrument	2023000684
Transaction Type	Transfer
Record Updated	Feb 1, 2023
Title Company	MELLINGER TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11870 LINDEN DR, SPRING HILL, FL 34608-4943

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 E PALMETTO PARK RD # 201, 201, BOCA RATON, FL 33432-4827

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,222.00 (-17.37%) Additional exemption filed	$195,143 (+10.18%) Land $36,500 Building $158,643	$195,143 (+10.18%) Land $36,500 Building $158,643
2023		$177,119 (+10.18%) Land $35,741 Building $141,378
2022	$2,689.00	$160,751 Land $23,800 Building $136,951	$177,119 Land $33,000 Building $144,119

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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