10171 Hillcrest Rd, Willoughby, OH 44094 Property Records

Lake County property record for 10171 Hillcrest Rd, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,073 sqft · built 1965
Lot Size	2 acres (87,355 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,604 (2023)
Deeds & Mortgages	Feb 2022 Line of Credit Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20-A-020-B-00-022-0`

Property Details

APN / Parcel Number

Primary APN	`20-A-020-B-00-022-0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,073 sqft Living Area
Gross Area	2,313 sqft
1st Floor Area	1,663 sqft
Basement Area	410 sqft
Finished Basement	410 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Split Level
Exterior Material	Brick
Lot Area	87,355 sqft (2 acres)
Garage Type	Detached
Garage Area	1,380 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	460 sqft
Deck Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10171 HILLCREST RD
City	WILLOUGHBY
State	OH
Zip	44094-6809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 80 TRACT 3
Legal Tract	3
Legal Block	1
Legal Lot Number	80
Jurisdiction	LAKE OH
Township / Civil Division	KIRTLAND
Census Block Group	1
Census Block	1008
Census Tract	206400

Owner

Source: Lake County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10171 HILLCREST RD, WILLOUGHBY, OH 44094-6809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jun 7, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 4, 2021
Transfer Doc	0000019421
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	10171 HILLCREST RD, WILLOUGHBY, OH 44094-6809
Transaction Type	Mortgage
Record Updated	Apr 26, 2024
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005049
Date	Feb 16, 2022
Instrument	2022R005049

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 6, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE OH
Recording Date	Jun 7, 2021
Property Address	10171 HILLCREST RD, WILLOUGHBY, OH 44094-6809
Document Number	0000019423
Instrument Date	May 4, 2021
Instrument	2021R019423
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10171 HILLCREST RD, KIRTLAND, OH 44094-6809

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Kirtland City
Unified School District	Kirtland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$122,880 (+49.54%) Land $43,570 Building $79,310	$351,090 (+49.53%) Land $124,490 Building $226,600
2023	$8,604.00 (+96.26%) Homeowner's exemption	$82,170 (-) Land $34,790 Building $47,380
2022	$4,384.00	$82,170 Land $34,790 Building $47,380
2021			$234,790 Land $99,410 Building $135,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1978–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2006 · Severe Storms, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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