Saginaw County property record for 10171 Dice Rd, Freeland, MI 48623
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,630 sqft · built 1992 |
| Lot Size | 0.455 acres (19,820 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (May 2024) |
| Tax Bill | $4,433 (2024) |
| Deeds & Mortgages | Aug 2018 Refinance Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-12-3-09-1004-000 |
| Primary APN | 28-12-3-09-1004-000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,630 sqft Living Area |
| 1st Floor Area | 2,130 sqft |
| Basement Area | 1,458 sqft |
| Unfinished Basement | 1,458 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,820 sqft (0.455 acres) |
| Lot Dimensions | 165 ft deep x 120 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 104 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 10171 DICE RD |
|---|---|
| City | FREELAND |
| State | MI |
| Zip | 48623-8882 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | BEG AT A PT 540.04 FT W FROM NE CORN OF SEC 9 TH S 198.01 FT TH W 120.01 FT TH N 198.01 FT TH E 120.01 FT TO POB 0.55 ACRE SEC 9 T12N R3E |
| Legal Range | 03E |
| Legal Township | 12N |
| Legal Section | 09 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | THOMAS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 12002 |
Source: Saginaw County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3112 BIRCHFIELD DR, MIDLAND, MI 48642-4010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 13, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance CHEMICAL BANK |
| Dec 3, 2020 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2024 · Amount on Record |
| Deed Sale | May 30, 2024 · Amount on Record |
| Prior Sale | Dec 3, 2020 · Amount on Record |
| Deed Document Number | 202413381 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 10171 DICE RD, FREELAND, MI 48623-8882 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000021469 |
|---|---|
| Date | Aug 13, 2018 |
| Instrument | 2018021469 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Dec 3, 2020 |
| Property Address | 10171 DICE RD, FREELAND, MI 48623-8882 |
| Document Number | 2020030573 |
| Instrument Date | Dec 2, 2020 |
| Instrument | 2020030573 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10171 DICE RD, 10171, FREELAND, MI 48623-8882 |
| Name | Verified Name |
|---|---|
| Address | 10171 DICE RD, FREELAND, MI 48623-8882 |
| Document Number | 2020030574 |
|---|---|
| Date | Dec 3, 2020 |
| Instrument | 2020030574 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Saginaw County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Thomas Township |
| Unified School District | Freeland Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $155,700 (+24.16%) | $311,400 (+24.16%) | |
| 2024 | $4,433.00 (+16.32%) | ||
| 2023 | $125,400 | $250,800 | |
| 2022 | $3,811.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1978–2022) |
| Most Recent Claim | Aug 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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