10095 Dice Rd, Freeland, MI 48623 Property Records

Saginaw County property record for 10095 Dice Rd, Freeland, MI 48623

Property Summary

Property TypeSingle Family Home
Details2 ba · 3,140 sqft · built 1900
Lot Size0.61 acres (26,572 sqft)
Owner2 Individual Names on File
Last Sale$62,000 (Mar 2011)
Tax Bill$3,712 (2025)
Deeds & MortgagesSep 2025 Second Mortgage
Flood ZoneZone X (minimal risk)
APN28-12-3-09-1004-001

Property Details

APN / Parcel Number

Primary APN28-12-3-09-1004-001

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area3,140 sqft Living Area
1st Floor Area1,596 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area26,572 sqft (0.61 acres)
Lot Dimensions165 ft deep x 161 ft wide
Garage Area1,872 sqft
Parking Spaces7 Parking Spaces
PorchCovered Porch
Porch Area132 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address10095 DICE RD
CityFREELAND
StateMI
Zip48623-8838
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionBEG AT A PT 379.53 FT W FROM NE CORN OF SEC 9 TH W 160.51 FT TH S 198.01 FT TH E 160.51 FT TH N 198.01 FT TO POB 0.73 ACRE
Legal Range03E
Legal Township12N
Legal Section09
JurisdictionSAGINAW MI
Township / Civil DivisionTHOMAS
Census Block Group1
Census Block1015
Census Tract12002

Owner

10095 Dice Rd is owned and occupied by two individuals who bought it in March 2011.

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address10095 DICE RD, FREELAND, MI 48623-8838
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 7, 2011 · Amount on File
Deed SaleMar 7, 2011 · Amount on File
Prior SaleJul 2, 2010 · Amount on File
Deed Document Number20115660
Deed Book / Page2613 / 1182
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address10095 DICE RD, FREELAND, MI 48623-8838
Transaction TypeMortgage
Record UpdatedOct 9, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address10095 DICE RD, FREELAND, MI 48623-8838

Mortgage

Document Number0000023100
DateSep 29, 2025
Instrument2025023100
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Address1050 WOODWARD AVE, DETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term241 Months
DueOct 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 10095 Dice Rd was $3,712 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionThomas Township
Unified School DistrictFreeland Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$153,300$306,600
2025$3,712.00 Homeowner's exemption
2023$124,900$249,800
2022$3,091.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10095 Dice Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1978–2022)
Most Recent ClaimAug 2022 · other causes
Claims by Event
  • Severe Storms And Flooding, May 2020 · 3 claims
  • Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10095 Dice Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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