McHenry County property record for 1017 Spring Beach Way, Cary, IL 60013
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,679 sqft · built 1924 |
| Lot Size | 0.487 acres (21,233 sqft) |
| Owner | Company Name on Record |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-17-177-005 |
| Primary APN | 20-17-177-005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,679 sqft |
| Gross Area | 2,736 sqft |
| 1st Floor Area | 1,275 sqft |
| 2nd Floor Area | 404 sqft |
| Year Built | Built 1924 |
|---|---|
| Exterior Material | Frame Siding |
| Lot Area | 21,233 sqft |
| Lot Width | 52 ft Width |
| Heating System | Forced Air |
|---|
| Street Address | 1017 SPRING BEACH WAY |
|---|---|
| City | CARY |
| State | IL |
| Zip | 60013-3063 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2014R0002653 LT 48 SPRING BEACH SUB |
| Legal Range | 09E |
| Legal Township | 43N |
| Legal Section | 17 |
| Legal Subdivision | SPRING BEACH |
| Legal Block | 177 |
| Legal Lot Number | 48 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 871307 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1021 SPRING BEACH WAY, CARY, IL 60013-3063 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2014 |
| Deed Sale | Jan 24, 2014 |
| Prior Sale | Jul 21, 1999 · Amount on Record |
| Deed Document Number | 1999R0052365 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1017 SPRING BEACH WAY, CARY, IL 60013-3063 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000057052 |
|---|---|
| Date | Dec 24, 2020 |
| Instrument | 2020R0057052 |
| Name | HOME STATE BANK NA |
|---|---|
| Type | Bank |
| Address | 6014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Elementary School District | Cary Community Consolidated School District 26 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2022 | $96,906 Land $43,269 Building $53,637 | $290,718 Land $129,807 Building $160,911 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 22 (1978–2017) |
| Claims Outside the SFHA | 11 of 22 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOX RIVER GROVE serves 4,702 people · EPA ID IL1110200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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