1012 Spring Beach Way, Cary, IL 60013 Property Records

McHenry County property record for 1012 Spring Beach Way, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,408 sqft · built 1946
Lot Size0.356 acres (15,547 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN20-17-151-008

Property Details

APN / Parcel Number

Primary APN20-17-151-008

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,408 sqft
Gross Area2,436 sqft
1st Floor Area1,408 sqft

Exterior

Year BuiltBuilt 1946
Architectural StyleRanch
Exterior MaterialFrame Siding
Lot Area15,547 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address1012 SPRING BEACH WAY
CityCARY
StateIL
Zip60013-3064
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 92R037638 LT 36 ALLEN & POWERS 2ND ADDN SPRING BEACH SUB
Legal Range09E
Legal Township43N
Legal Section17
Legal SubdivisionADDN SPRING BEACH SUB
Legal Block151
Legal Lot Number36
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group2
Census Block2004
Census Tract871307

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1012 SPRING BEACH WAY, CARY, IL 60013-3064
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 7, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address1012 SPRING BEACH WAY, CARY, IL 60013-3064
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003480
DateJan 28, 2020
Instrument2020R0003480
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2035

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$53,584 Land $11,652 Building $41,932$160,752 Land $34,956 Building $125,796

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims22 (1978–2017)
Claims Outside the SFHA11 of 22
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims
  • Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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