1017 River Crest Dr, Reading, PA 19605 Property Records

Berks County property record for 1017 River Crest Dr, Reading, PA 19605

Property Summary

Property Type	Exempt (Full or Partial)
Details	3 bd · 2 ba · 2,356 sqft · built 2024
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$518,000 (Nov 2024)
Tax Bill	$726 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4399-02-75-6588`

Property Details

APN / Parcel Number

Primary APN	`4399-02-75-6588`
Alternative APNs	`66-4399-02-75-6588` `66001424` `001424`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,356 sqft Gross Area
1st Floor Area	2,356 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Wood
Lot Area	11,326 sqft (0.26 acres)
View / Lot	Neighborhood
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	66001424
Street Address	1017 RIVER CREST DR
City	READING
State	PA
Zip	19605-1360
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Subdivision	RIVERCREST
Legal Block	75
Legal Lot Number	29
Jurisdiction	BERKS PA
Township / Civil Division	MUHLENBERG
Census Block Group	1
Census Block	1006
Census Tract	12702

Owner

Source: Berks County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1017 RIVER CREST DR, READING, PA 19605-1360
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Commercial Mortgage VIST FINANCIAL
Sep 16, 2021	Deed of Trust, Mortgage · Unknown VIST FINANCIAL
Aug 5, 2022	Deed of Trust, Mortgage · Line of Credit TOMPKINS TRUST CO
Sep 19, 2025	Deed of Trust, Mortgage · VA Mortgage SAXTON MORTGAGE LLC
Nov 18, 2024	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2024 · Amount on Record
Deed Sale	Nov 18, 2024 · Amount on Record
Deed Document Number	202435186
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1017 RIVER CREST DR, READING, PA 19605-1360
Transaction Type	Mortgage
Record Updated	Apr 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046397
Date	Sep 16, 2021
Instrument	2021046397

Lender

Name	VIST FINANCIAL
Type	Funding / Finance Company
Address	READING, PA 19610

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1017 RIVER CREST DR, READING, PA 19605-1360
Transaction Type	Mortgage
Record Updated	Apr 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046396
Date	Sep 16, 2021
Instrument	2021046396

Lender

Name	VIST FINANCIAL
Type	Funding / Finance Company
Address	READING, PA 19610

Agreement

Type	Unknown
Amount	Amount Recorded

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1017 RIVER CREST DR, READING, PA 19605-1360
Transaction Type	Mortgage
Record Updated	Apr 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031788
Date	Aug 5, 2022
Instrument	2022031788

Lender

Name	TOMPKINS TRUST CO
Type	Mortgage Company
Address	READING, PA 19610

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1017 RIVER CREST DR, READING, PA 19605-1360
Transaction Type	Mortgage
Record Updated	Apr 30, 2026
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 RIVER CREST DR, READING, PA 19605-1360

Mortgage

Document Number	0000028829
Date	Sep 19, 2025
Instrument	2025028829

Lender

Name	SAXTON MORTGAGE LLC
Type	Mortgage Company
Address	12636 HIGH BLUFF DR STE 400, SAN DIEGO, CA 92130

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

November 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Nov 18, 2024
Property Address	1017 RIVER CREST DR, READING, PA 19605-1360
Document Number	0000035186
Instrument Date	Nov 12, 2024
Instrument	2024035186
Transaction Type	Transfer
Record Updated	Apr 30, 2026
Title Company	POWER SETTLEMENT GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 RIVER CREST DR, READING, PA 19605-1360

Mortgage

Document Number	0000035187
Date	Nov 18, 2024
Instrument	2024035187

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Muhlenberg Township
Unified School District	Muhlenberg School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$64,500 (+33.26%) Land $64,500
2025	$726.00 (+6.92%)	$48,400 (-) Land $48,400	$48,400 (-) Land $48,400
2024	$679.00	$48,400 Land $48,400
1994			$48,400 Land $48,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2006–2021)
Most Recent Claim	Sep 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUHLENBERG TWP MUNI AUTH serves 22,400 people · EPA ID PA3060038
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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