1012 River Crest Dr, Reading, PA 19605 Property Records

Berks County property record for 1012 River Crest Dr, Reading, PA 19605

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,586 sqft · built 2023
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$454,675 (Oct 2023)
Tax Bill	$2,451 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4399-02-75-8364`

Property Details

APN / Parcel Number

Primary APN	`4399-02-75-8364`
Alternative APNs	`66-4399-02-75-8364` `66001355` `001355`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,586 sqft Living Area
1st Floor Area	2,586 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Wood
Lot Area	16,117 sqft (0.37 acres)
View / Lot	Neighborhood
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	66001355
Street Address	1012 RIVER CREST DR
City	READING
State	PA
Zip	19605-1358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	75
Legal Lot Number	7
Jurisdiction	BERKS PA
Township / Civil Division	MUHLENBERG
Census Block Group	1
Census Block	1003
Census Tract	12702

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1012 RIVER CREST DR, READING, PA 19605-1358
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Aug 5, 2022	Deed of Trust, Mortgage · Line of Credit TOMPKINS TRUST CO
Oct 10, 2023	Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2023 · Amount on Record
Deed Sale	Oct 10, 2023 · Amount on Record
Deed Document Number	202330110
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1012 RIVER CREST DR, READING, PA 19605-1358
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 RIVER CREST DR, READING, PA 19605-1358

Mortgage

Document Number	0000041024
Date	Dec 30, 2025
Instrument	2025041024

Lender

Name	TRUIST BANK
Type	Bank
Address	1001 SEMMES AVE, RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1012 RIVER CREST DR, READING, PA 19605-1358
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031788
Date	Aug 5, 2022
Instrument	2022031788

Lender

Name	TOMPKINS TRUST CO
Type	Mortgage Company
Address	READING, PA 19610

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Oct 10, 2023
Property Address	1012 RIVER CREST DR, READING, PA 19605-1358
Document Number	0000030110
Instrument Date	Sep 27, 2023
Instrument	2023030110
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,546.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1012 RIVER CREST DR, READING, PA 19605-1358

Mortgage

Document Number	0000030111
Date	Oct 10, 2023
Instrument	2023030111

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Muhlenberg Township
Unified School District	Muhlenberg School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,451.00 (+16,24%)	$163,300 (+14,745.45%) Land $72,800 Building $90,500	$72,800 (+6,518.18%) Land $72,800
2024	$15.00 (-69.39%)	$1,100 (-) Land $1,100
2023	$49.00	$1,100 Land $1,100
1994			$1,100 Land $1,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2006–2021)
Most Recent Claim	Sep 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUHLENBERG TWP MUNI AUTH serves 22,400 people · EPA ID PA3060038
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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