1017 Lakeshore Blvd, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1017 Lakeshore Blvd, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,066 sqft · built 1920
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Apr 2018)
Tax Bill	$1,987 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`80728`

Property Details

APN / Parcel Number

Primary APN	`80728`
Alternative APN	`012630065000010530`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,066 sqft Heated Area
1st Floor Area	842 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1995
Exterior Material	Aluminum Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	180 ft deep x 100 ft wide
Garage Area	360 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	224 sqft
Patio Area	400 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	80728
Street Address	1017 LAKESHORE BLVD
City	SAINT CLOUD
State	FL
Zip	34769-2321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1A
Legal Description	ST CLOUD BLVD LOTS N 180 FT LOT 53 & W 10 FT OF N 150 FT OF LOT 52 PB B PG 061
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD BLVD
Legal Tract	650
Legal Block	1
Legal Lot Number	52-53
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3005
Census Tract	43500

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1017 LAKESHORE BLVD, SAINT CLOUD, FL 34769-2321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2018 · Amount on Record
Deed Sale	Apr 2, 2018 · Amount on Record
Prior Sale	Oct 28, 1999 · Amount on Record
Deed Document Number	2018050389
Deed Book / Page	5309 / 0041
Record Updated	Jun 8, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 2, 2018
Property Address	1017 LAKESHORE BLVD, SAINT CLOUD, FL 34769-2321
Document Number	0053090041
Book / Page	5309 / 0041
Map Reference	MB B PG61-64
Instrument Date	Mar 28, 2018
Instrument	2018050389
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIRST INTERNATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4333 FLORAH AVE, 4333, ITHACA, NY 14850

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 LAKESHORE BLVD, SAINT CLOUD, FL 34769-2321

Mortgage

Document Number	2018050390
Date	Apr 2, 2018
Instrument	2018050390

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,987.00 (+7.06%) Homeowner's exemption	$153,932 (+5.99%)	$246,100 (+21.11%) Land $109,500 Building $136,600
2023	$1,856.00 (+4.21%) Homeowner's exemption	$145,237 (+3%)	$203,200 (+19.11%) Land $94,900 Building $108,300
2022	$1,781.00 Homeowner's exemption	$141,007	$170,600 Land $80,300 Building $90,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	61.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	3 (1995–2022)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20