Osceola County property record for 1009 Lakeshore Blvd, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,590 sqft · built 1993 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $356,000 (Nov 2018) |
| Tax Bill | $5,030 (2025) |
| Deeds & Mortgages | Nov 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 80726 |
| Primary APN | 80726 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,590 sqft Heated Area |
| Gross Area | 3,600 sqft |
| 1st Floor Area | 2,590 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 150 ft deep x 110 ft wide |
| Garage Type | Finished |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 438 sqft |
| Deck Area | 380 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 80726 |
|---|---|
| Street Address | 1009 LAKESHORE BLVD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1A |
| Legal Description | ST CLOUD BLVD LOTS PB B PG 061 N 150 FT OF W 20 FT LOT 51 & N 150 FT OF E 90 FT OF LOT 52 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD BLVD |
| Legal Tract | 650 |
| Legal Block | 1 |
| Legal Lot Number | 51-52 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 43500 |
1009 Lakeshore Blvd is owned and occupied by an individual who bought it in November 2018.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1009 LAKESHORE BLVD, SAINT CLOUD, FL 34769-2321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2018 · Amount on File |
| Deed Sale | Nov 8, 2018 · Amount on File |
| Prior Sale | Jan 22, 2005 · Amount on File |
| Deed Document Number | 2018166158 |
| Deed Book / Page | 5431 / 0144 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 8, 2018 |
| Property Address | 1009 LAKESHORE BLVD, SAINT CLOUD, FL 34769-2321 |
| Document Number | 0054310144 |
| Book / Page | 5431 / 0144 |
| Map Reference | MB B PG61-64 |
| Instrument Date | Nov 7, 2018 |
| Instrument | 2018166158 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | FIRST INTERNATIONAL TITLE IN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,492.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 433 FLORAL AVE, 433, ITHACA, NY 14850-5013 |
| Name | Verified Name |
|---|---|
| Address | 1009 LAKESHORE BLVD, SAINT CLOUD, FL 34769-2321 |
| Document Number | 2018166159 |
|---|---|
| Date | Nov 8, 2018 |
| Instrument | 2018166159 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 1009 Lakeshore Blvd was $5,030 with a homeowner's exemption.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,030.00 Homeowner's exemption | $323,916 | $503,700 Land $109,500 Building $394,200 |
| 2023 | $4,745.00 (+3.42%) Homeowner's exemption | $305,620 (+3%) | $406,100 (+20.36%) Land $94,900 Building $311,200 |
| 2022 | $4,588.00 Homeowner's exemption | $296,719 | $337,400 Land $80,300 Building $257,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1009 Lakeshore Blvd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 3 (1995–2022) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1009 Lakeshore Blvd is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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