1009 Emerald Dr, Naperville, IL 60540 Property Records

DuPage County property record for 1009 Emerald Dr, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,974 sqft · built 1959
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$335,000 (Jun 2017)
Tax Bill$8,672 (2025)
Deeds & MortgagesMay 2020 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-25-201-002

Property Details

APN / Parcel Number

Primary APN07-25-201-002

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories3 Stories
Building Area1,974 sqft Living Area
1st Floor Area1,350 sqft
Basement Area624 sqft
Finished Basement624 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleTri-Level
Construction TypeFrame
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions14 ft deep x 7.2 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1009 EMERALD DR
CityNAPERVILLE
StateIL
Zip60540-7215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionMOSER HIGHLANDS UNIT NO 9
Legal SubdivisionMOSER HIGHLANDS
Legal Block10
Legal Lot Number2
Legal Unit9
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group1
Census Block1010
Census Tract846523

Owner

Source: DuPage County records · APN 07-25-201-002

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1009 EMERALD DR, NAPERVILLE, IL 60540-7215
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jun 27, 2017Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 27, 2017 · Amount on Record
Deed SaleJun 27, 2017 · Amount on Record
Prior SaleApr 25, 2013 · Amount on Record
Deed Document Number201764042
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1009 EMERALD DR, NAPERVILLE, IL 60540-7215
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyCITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000053462
DateMay 28, 2020
InstrumentR2020-053462
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateJun 27, 2017
Property Address1009 EMERALD DR, NAPERVILLE, IL 60540-7215
Document Number0000064042
Map ReferenceDOC 903661
Instrument DateJun 06, 2017
InstrumentR2017-064042
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,507.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1009 EMERALD DR, NAPERVILLE, IL 60540-7215

Mortgage

Document Number0000064043
DateJun 27, 2017
InstrumentR2017-064043
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,672.00 (+17.75%)$156,739 (+29.9%) Land $67,641 Building $89,098$470,217 (+29.9%) Land $202,923 Building $267,294
2022$7,365.00 Homeowner's exemption$120,660 Land $51,730 Building $68,930$361,980 Land $155,190 Building $206,790

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1982–2015)
Claims Outside the SFHA4 of 7
Most Recent ClaimJun 2015 · other causes
Claims by Event
  • Severe Storms And Flooding, Jul 1996 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Radiate Holdings
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 450 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNAPERVILLE
serves 156,406 people
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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