1017 Elm St, Reading, PA 19604 Property Records

Berks County property record for 1017 Elm St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,298 sqft · built 1900
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Oct 2024)
Tax Bill	$753 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Mar 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5317-69-01-7976`

Property Details

APN / Parcel Number

Primary APN	`5317-69-01-7976`
Alternative APNs	`09-5317-69-01-7976` `9365450` `365450`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,298 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9365450
Street Address	1017 ELM ST
City	READING
State	PA
Zip	19604-2905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	17
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1021
Census Tract	1700

Owner

1017 Elm St is owned by two individuals who bought it in October 2024.

Source: Berks County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 KIRK ST, METHUEN, MA 01844-4348
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Deed of Trust, Mortgage · Line of Credit FLEETWOOD BANK
Mar 23, 2021	Deed of Trust, Mortgage · Line of Credit FLEETWOOD BANK
Jun 5, 2020	Grant Deed, Transfer EDGE ABSTRACT
Jul 17, 2018	Quit Claim Deed, Transfer FIRST NATIONAL LAND TRANSFER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2024 · Amount on File
Deed Sale	Oct 28, 2024 · Amount on File
Prior Sale	Jun 5, 2020 · Amount on File
Deed Document Number	202432771
Prior Transfer Date	Jul 9, 2018
Prior Transfer Doc	0000023801
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1017 ELM ST, READING, PA 19604-2905
Transaction Type	Mortgage
Record Updated	Apr 13, 2023
Title Company	EDGE ABSTRACT INDEPENDENCE LLC, EDGE ABSTRACT INDEPENDENCE L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 PACIFIC AVE, READING, PA 19608-9788

Mortgage

Document Number	0000008893
Date	Mar 29, 2023
Instrument	2023008893

Lender

Name	FLEETWOOD BANK
Type	Bank
Address	FLEETWOOD, PA 19522

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 24, 2033

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1017 ELM ST, READING, PA 19604-2905
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013866
Date	Mar 23, 2021
Instrument	2021013866

Lender

Name	FLEETWOOD BANK
Type	Bank
Address	FLEETWOOD, PA 19522

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	6 Months
Due	Sep 12, 2021

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Jun 5, 2020
Property Address	1017 ELM ST, READING, PA 19604-2905
Document Number	0000018423
Instrument Date	Jun 4, 2020
Instrument	18423
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	EDGE ABSTRACT

Transaction

Amount	Amount on Record
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	40 PACIFIC AVE SINKING SPRING PA 196089788, SINKING SPRING, PA 19608-9788

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKS PA
Recording Date	Jul 17, 2018
Property Address	1017 ELM ST, READING, PA 19604-2905
Document Number	0000023801
Instrument Date	Jul 9, 2018
Instrument	23801
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	FIRST NATIONAL LAND TRANSFER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 TIMOTHY LEO CT FLEETWOOD PA 195228884, FLEETWOOD, PA 19522-8884

Tax Assessment & Valuation

The 2026 property tax bill for 1017 Elm St was $753.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$753.00	$26,700 Land $8,000 Building $18,700	$8,000 Land $8,000
2024	$706.00	$26,700 Land $8,000 Building $18,700
1994			$26,700 Land $8,000 Building $18,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1017 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1017 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

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