1017 E Joy St, Red Oak, IA 51566 Property Records

Montgomery County property record for 1017 E Joy St, Red Oak, IA 51566

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,112 sqft · built 1897
Lot Size0.372 acres (16,200 sqft)
OwnerIndividual Name on Record
Last Sale$125,500 (May 2016)
Tax Bill$4,700 (2025)
Flood ZoneZone X (minimal risk)
APN600628207011000

Property Details

APN / Parcel Number

Primary APN600628207011000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,112 sqft Living Area
1st Floor Area748 sqft
Basement Area748 sqft
Finished Basement250 sqft
Unfinished Basement498 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1897
Effective Year BuiltEffective 1897
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area16,200 sqft (0.372 acres)
Lot Dimensions120 ft deep x 135 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area154 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address1017 E JOY ST
CityRED OAK
StateIA
Zip51566-2034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLANES SD LTS 20, 21 & 22
Legal SubdivisionLANES SD
Legal Lot Number20-22
JurisdictionMONTGOMERY IA
Township / Civil DivisionRED OAK
Census Block Group2
Census Block2021
Census Tract960200

Owner

Source: Montgomery County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1017 E JOY ST, RED OAK, IA 51566-2034
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 17, 2016 · Amount on Record
Deed SaleMay 17, 2016 · Amount on Record
Deed Document Number2016719
Deed Book / Page2016 / 719
Prior Transfer DateApr 20, 2016
Prior Transfer Doc02016/0721
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMontgomery County
MunicipalityRed Oak City
Unified School DistrictRed Oak Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,700.00 (+14.63%) Homeowner's exemption$226,090 (+22.26%) Land $21,600 Building $204,490$226,090 (+22.26%) Land $21,600 Building $204,490
2024$4,100.00 (+29.66%)
2023$184,930 Land $18,230 Building $166,700$184,930 Land $18,230 Building $166,700
2022$3,162.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRED OAK WATER SUPPLY
serves 5,596 people · EPA ID IA6950075
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

May also be available: FMTC of Stanton Iowa.

Nearby Properties on E Joy St

Nearby Streets

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