Montgomery County property record for 1012 E Joy St, Red Oak, IA 51566
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,212 sqft · built 1900 |
| Lot Size | 0.248 acres (10,800 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,000 (Oct 2021) |
| Tax Bill | $2,704 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 600628253004000 |
| Primary APN | 600628253004000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,212 sqft Living Area |
| Basement Area | 1,212 sqft |
| Finished Basement | 1,212 sqft |
| Unfinished Basement | 1,212 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Slate |
| Lot Area | 10,800 sqft (0.248 acres) |
| Lot Dimensions | 120 ft deep x 90 ft wide |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 1012 E JOY ST |
|---|---|
| City | RED OAK |
| State | IA |
| Zip | 51566-2035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANES SD LTS 29 & 30 |
| Legal Subdivision | LANES SD |
| Legal Lot Number | 29,30 |
| Jurisdiction | MONTGOMERY IA |
| Township / Civil Division | RED OAK |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 960200 |
Source: Montgomery County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 330 W WESTPLAINS RD, GRETNA, NE 68028-4410 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2021 · Amount on Record |
| Deed Sale | Oct 18, 2021 · Amount on Record |
| Deed Document Number | 20211851 |
| Deed Book / Page | 2021 / 1851 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Recording Date | Sep 21, 2026 |
| Property Address | 1012 E JOY ST, RED OAK, IA 51566-2035 |
| Document Number | 0000001307 |
| Book / Page | 2026 / 1307 |
| Instrument Date | Sep 18, 2026 |
| Instrument | 20261307 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 330 W WESTPLAINS RD, GRETNA, NE 68028-4410 |
| Document Number | 0000001307, |
|---|---|
| Date | Sep 21, 2026 |
| Book Page | 2026/1307 |
| Instrument | 20261307 |
| Name | STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
Source: Montgomery County assessment roll, as of October 2, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Montgomery County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,704.00 (+13.23%) | $123,850 (+21.7%) Land $17,100 Building $106,750 | $123,850 (+21.7%) Land $17,100 Building $106,750 |
| 2024 | $2,388.00 (+52.88%) | ||
| 2023 | $101,770 Land $13,500 Building $88,270 | $101,770 Land $13,500 Building $88,270 | |
| 2022 | $1,562.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 62% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: FMTC of Stanton Iowa.
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