1017 Claycrest Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1017 Claycrest Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,636 sqft · built 1985
Lot Size	0.421 acres (18,352 sqft)
Owner	2 Individual Names on File
Last Sale	$200,900 (Jul 2019)
Tax Bill	$3,562 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A850001802`

Property Details

APN / Parcel Number

Primary APN	`A850001802`
Alternative APN	`3-0036-5748-00-0049.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,636 sqft Living Area
Gross Area	3,712 sqft
1st Floor Area	1,636 sqft
Basement Area	1,592 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,352 sqft (0.421 acres)
Lot Dimensions	148 ft deep x 124 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Deck Area	Deck Area
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A850001802
Street Address	1017 CLAYCREST DR
City	SAINT CHARLES
State	MO
Zip	63304-7535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLAYBROOK #2 LOT 49
Legal Subdivision	CLAYBROOK #2
Legal Lot Number	49
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	1
Census Block	1012
Census Tract	311122

Owner

1017 Claycrest Dr is owned and occupied by two individuals who bought it in July 2019.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1017 CLAYCREST DR, SAINT CHARLES, MO 63304-7535
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 1, 2020	Deed of Trust, Mortgage AMERICAN MTG CORP
Jul 2, 2019	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2019 · Amount on File
Deed Sale	Jul 2, 2019 · Amount on File
Prior Sale	Dec 21, 2007 · Amount on File
Deed Document Number	2019332280
Deed Book / Page	7099 / 622
Prior Transfer Date	May 12, 2004
Prior Transfer Doc	0000609990
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1017 CLAYCREST DR, SAINT CHARLES, MO 63304-7535
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 CLAYCREST DR, SAINT CHARLES, MO 63304-7535

Mortgage

Document Number	0000002090
Date	Jan 17, 2024
Instrument	2024R-002090

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 24, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1017 CLAYCREST DR, SAINT CHARLES, MO 63304-7535
Document Number	0000096415
Instrument Date	Dec 1, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1017 CLAYCREST DR ST CHARLES MO 633047535, ST CHARLES, MO 63304-7535

Mortgage

Document Number	0000096415
Date	Dec 9, 2020
Instrument	96415

Lender

Name	AMERICAN MTG CORP
Address	SAINT LOUIS, MO 63114

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2050

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jul 2, 2019
Property Address	1017 CLAYCREST DR, SAINT CHARLES, MO 63304-7535
Document Number	0070990622
Book / Page	7099 / 0622
Map Reference	MB 23 PG 147
Instrument Date	Jun 21, 2019
Instrument	20190702000332280
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 CLAYCREST DR, SAINT CHARLES, MO 63304-7535

Mortgage

Document Number	20190702000332290
Date	Jul 2, 2019
Instrument	20190702000332290

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1017 Claycrest Dr was $3,562, up 8.8% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,987 (-)	$315,722 (-) Land $60,000 Building $255,722
2025	$3,562.00 (+8.76%)	$59,987	$315,722 Land $60,000 Building $255,722
2024	$3,275.00
2023		$54,766
2022			$288,242 Land $60,000 Building $228,242

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1017 Claycrest Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1979–2015)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Jun 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1017 Claycrest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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