1013 Claycrest Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1013 Claycrest Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,632 sqft · built 1984
Lot Size0.182 acres (7,918 sqft)
Owner2 Individual Names on File
Deeds & MortgagesFeb 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN534690B019

Property Details

APN / Parcel Number

Primary APN534690B019
Alternative APN
  • 3-0036-5637-00-0048.0000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,632 sqft Living Area
Gross Area3,664 sqft
1st Floor Area1,632 sqft
Basement Area1,592 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,918 sqft (0.182 acres)
Lot Dimensions107 ft deep x 74 ft wide
TerrainRolling
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area80 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number534690B019
Street Address1013 CLAYCREST DR
CitySAINT CHARLES
StateMO
Zip63304-7535
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionCLAYBROOK #1 LOT 48
Legal SubdivisionCLAYBROOK #1
Legal Lot Number48
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group1
Census Block1012
Census Tract311122

Owner

Source: St. Charles County assessment roll, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1013 CLAYCREST DR, SAINT CHARLES, MO 63304-7535
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1013 CLAYCREST DR, SAINT CHARLES, MO 63304-7535
Transaction TypeMortgage
Record UpdatedFeb 22, 2024
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1013 CLAYCREST DR, SAINT CHARLES, MO 63304-7535

Mortgage

Document Number0000005006
DateFeb 8, 2024
Instrument2024R-005006
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJan 27, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$59,215 (+9.8%)$311,660 (+9.8%) Land $60,000 Building $251,660
2023$53,930
2022$283,840 Land $60,000 Building $223,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1979–2015)
Claims Outside the SFHA1 of 7
Most Recent ClaimJun 2015 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, Jun 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

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