10165 Susan Ave, Hesperia, CA 92345 Property Records

San Bernardino County property record for 10165 Susan Ave, Hesperia, CA 92345

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,502 sqft · built 2006
Lot Size	0.123 acres (5,348 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Jun 2011)
Tax Bill	$2,085 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0405-106-14-0000`

Property Details

APN / Parcel Number

Primary APN	`0405-106-14-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,502 sqft Living Area
Gross Area	2,922 sqft
1st Floor Area	1,078 sqft
2nd Floor Area	1,424 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	5,348 sqft (0.123 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10165 SUSAN AVE
City	HESPERIA
State	CA
Zip	92345-9200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 17178 LOT 14 BOOK 309 PAGE 74
Legal Subdivision	TRACT NO. 17178
Legal Tract	17178
Legal Block	3
Legal Lot Number	14
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	3
Census Block	3005
Census Tract	10016

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10165 SUSAN AVE, HESPERIA, CA 92345-9200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Deed of Trust, Mortgage · Line of Credit SOUTH BAY CU
Nov 1, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Jul 24, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2011 · Amount on Record
Deed Sale	Jun 29, 2011 · Amount on Record
Prior Sale	Jul 22, 2008 · Amount on Record
Deed Document Number	2011264142
Prior Transfer Date	Dec 7, 2007
Prior Transfer Doc	0000692649
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10165 SUSAN AVE, HESPERIA, CA 92345-9200
Transaction Type	Mortgage
Record Updated	Feb 20, 2023
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1065 SUSAN AVENUE, HESPERIA, CA 92345

Mortgage

Document Number	0000027197
Date	Feb 7, 2023
Instrument	2023-0027197

Lender

Name	SOUTH BAY CU
Type	Credit Union
Address	REDONDO BEACH, CA 90277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10165 SUSAN AVE, HESPERIA, CA 92345-9200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LINEAR TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10165 SUSAN AVE, HESPERIA, CA 92345-9200

Mortgage

Document Number	0000398977
Date	Nov 1, 2018
Instrument	2018-0398977

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10165 SUSAN AVE, HESPERIA, CA 92345-9200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000248680
Date	Jul 24, 2019
Instrument	2019-0248680

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Hesperia City
Unified School District	Hesperia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$182,952 (+2%) Land $36,590 Building $146,362
2025	$2,085.00 (+2.61%) Homeowner's exemption	$179,365 (+4.04%) Land $35,873 Building $143,492
2023	$2,032.00 (-0.78%) Homeowner's exemption	$172,400 Land $34,480 Building $137,920
2022	$2,048.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HESPERIA WD serves 101,836 people · EPA ID CA3610024
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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