10164 Susan Ave, Hesperia, CA 92345 Property Records

San Bernardino County property record for 10164 Susan Ave, Hesperia, CA 92345

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,502 sqft · built 2006
Lot Size	0.124 acres (5,379 sqft)
Owner	2 Individual Names on File
Last Sale	$286,000 (Jan 2018)
Tax Bill	$3,686 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0405-106-11-0000`

Property Details

APN / Parcel Number

Primary APN	`0405-106-11-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,502 sqft Living Area
Gross Area	2,922 sqft
1st Floor Area	1,078 sqft
2nd Floor Area	1,424 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	5,379 sqft (0.124 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10164 SUSAN AVE
City	HESPERIA
State	CA
Zip	92345-9200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 17178 LOT 11 BOOK 309 PAGE 74
Legal Subdivision	TRACT NO 17178
Legal Tract	17178
Legal Block	3
Legal Lot Number	11
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	3
Census Block	3006
Census Tract	10016

Owner

10164 Susan Ave is owned and occupied by two individuals who bought it in January 2018.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10164 SUSAN AVE, HESPERIA, CA 92345-9200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 8, 2018	Grant Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2018 · Amount on File
Deed Sale	Jan 8, 2018 · Amount on File
Prior Sale	Sep 20, 2011 · Amount on File
Deed Document Number	20186361
Prior Transfer Date	Sep 1, 2011
Prior Transfer Doc	0000389196
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10164 SUSAN AVE, HESPERIA, CA 92345-9200
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10164 SUSAN AVE, HESPERIA, CA 92345-9200

Mortgage

Document Number	0000533926
Date	Nov 29, 2021
Instrument	2021-0533926

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 8, 2018
Property Address	10164 SUSAN AVE, HESPERIA, CA 92345-9200
Document Number	0000006361
Map Reference	MB 309 PG 74-76
Instrument Date	Nov 9, 2017
Instrument	2018-0006361
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10164 SUSAN AVE, HESPERIA, CA 92345-9200

Mortgage

Document Number	0000006362
Date	Jan 8, 2018
Instrument	2018-0006362

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Mortgage

Document Number	0000006364
Date	Jan 8, 2018
Instrument	2018-0006364

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company
Address	GILBERT, AZ 85297

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 10164 Susan Ave was $3,686 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Hesperia City
Unified School District	Hesperia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$331,812 (+2%) Land $66,362 Building $265,450
2025	$3,686.00 Homeowner's exemption	$325,306 Land $65,061 Building $260,245
2023	$3,579.00 (+0.59%) Homeowner's exemption	$312,673 Land $62,534 Building $250,139
2022	$3,558.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10164 Susan Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10164 Susan Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HESPERIA WD serves 101,836 people · EPA ID CA3610024
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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