10164 Vivera Dr, La Mesa, CA 91941 Property Records

San Diego County property record for 10164 Vivera Dr, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,095 sqft · built 1994
Lot Size	0.214 acres (9,300 sqft)
Owner	2 Company Names on Record
Last Sale	$1,334,000 (Nov 2025)
Tax Bill	$16,847 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`496-072-30-00`

Property Details

APN / Parcel Number

Primary APN	`496-072-30-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,095 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	9,300 sqft (0.214 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	10164 VIVERA DR
City	LA MESA
State	CA
Zip	91941-4369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SEC 22-16-1W NWQ PAR PER ROS 10390 IN NWQ OF
Legal Range	01W
Legal Township	16
Legal Section	22
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	15200

Owner

Source: San Diego County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	10164 VIVERA DR, LA MESA, CA 91941-4369
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Mar 23, 2023	Grant Deed, Transfer · Conventional Mortgage KEY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Prior Sale	Mar 23, 2023 · Amount on Record
Deed Document Number	2025318998
Prior Transfer Date	Dec 21, 1993
Prior Transfer Doc	0000862389
Record Updated	Oct 29, 2026

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 12, 2025
Property Address	10164 VIVERA DR, LA MESA, CA 91941-4369
Document Number	0000318998
Instrument Date	Oct 16, 2025
Instrument	2025-0318998
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10164 VIVERA DR, LA MESA, CA 91941-4369

Mortgage

Document Number	0000318999
Date	Nov 12, 2025
Instrument	2025-0318999

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 23, 2023
Property Address	10164 VIVERA DR, LA MESA, CA 91941-4369
Document Number	0000074784
Instrument Date	Feb 27, 2023
Instrument	2023-0074784
Transaction Type	Transfer
Record Updated	Mar 30, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10164 VIVERA DR, LA MESA, CA 91941-4369

Mortgage

Document Number	0000074785
Date	Mar 23, 2023
Instrument	2023-0074785

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Apr 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	Other
Margin	3
Max Rate	10.3%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,334,000 (-3.23%) Land $704,755 Building $629,245
2025	$16,847.00 (-0.09%)	$1,378,530 (+158.51%) Land $728,280 Building $650,250
2024	$16,862.00 (+145.55%)
2023	$6,867.00 (+1.93%) Homeowner's exemption	$533,269 Land $204,196 Building $329,073
2022	$6,737.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2007 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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