DeSoto County property record for 10164 Stephenson Ln, Olive Branch, MS 38654
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,206 sqft · built 1988 |
| Lot Size | 0.157 acres (6,851 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $178,506 (Mar 2026) |
| Tax Bill | $1,094 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage May 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-06-7-35-03-0-00036-00 |
| Primary APN | 1-06-7-35-03-0-00036-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,206 sqft Adjusted Area |
| 1st Floor Area | 1,090 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 6,851 sqft (0.157 acres) |
| Lot Dimensions | 110 ft deep x 65 ft wide |
| Street Address | 10164 STEPHENSON LN |
|---|---|
| City | OLIVE BRANCH |
| State | MS |
| Zip | 38654-1818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | MAGNOLIA ESTATES S-D SEC B LOT 36 |
| Legal Range | 006 |
| Legal Township | 01S |
| Legal Section | 35 |
| Legal Subdivision | MAGNOLIA ESTATES S-D |
| Legal Lot Number | 36 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 70822 |
Source: DeSoto County records, as of April 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10164 STEPHENSON LN, OLIVE BRANCH, MS 38654-1818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 15, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| May 19, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 6, 2009 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Feb 14, 2025 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 26, 2025 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 19, 2026 | Warranty Deed, Transfer · FHA Mortgage EAGLE BANK & TRUST CO |
| Feb 10, 2021 | Warranty Deed, Transfer · FHA Mortgage COMMUNITY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2026 · Amount on Record |
| Deed Sale | Mar 19, 2026 · Amount on Record |
| Prior Sale | Feb 10, 2021 · Amount on Record |
| Deed Book / Page | 1026 / 4496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 10164 STEPHENSON LN, OLIVE BRANCH, MS 38654-1818 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 20170615010176500 |
|---|---|
| Date | Jun 15, 2017 |
| Instrument | 20170615010176500 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 10164 STEPHENSON LN, OLIVE BRANCH, MS 38654-1818 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 10164 STEPHENSON LN, OLIVE BRANCH, MS 38654-1818 |
| Document Number | 005533/613 |
|---|---|
| Date | May 19, 2022 |
| Book Page | 5533/613 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 10164 STEPHENSON LN, OLIVE BRANCH, MS 38654-1818 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003002/597 |
|---|---|
| Date | Mar 6, 2009 |
| Book Page | 3002/597 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 26, 2014 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 10164 STEPHENSON LN, OLIVE BRANCH, MS 38654-1818 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 10164 STEPHENSON LN, OLIVE BRANCH, MS 38654-1818 |
| Document Number | 5662/12256 |
|---|---|
| Date | Feb 14, 2025 |
| Book Page | 5662/12256 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 10164 STEPHENSON LN, OLIVE BRANCH, MS 38654-1818 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 10164 STEPHENSON LN, OLIVE BRANCH, MS 38654-1818 |
| Document Number | 5662/87142 |
|---|---|
| Date | Aug 26, 2025 |
| Book Page | 5662/87142 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 307 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Mar 19, 2026 |
| Property Address | 10164 STEPHENSON LN, OLIVE BRANCH, MS 38654-1818 |
| Document Number | 01026/4496 |
| Book / Page | 1026 / 4496 |
| Map Reference | MB 28 PG 40 |
| Instrument Date | Mar 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | GUARDIAN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9076 TAHOE CV, OLIVE BRANCH, MS 38654-6827 |
| Name | Verified Name |
|---|---|
| Address | 10164 STEPHENSON LN, OLIVE BRANCH, MS 38654-1818 |
| Document Number | 0566328845 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 5663/28845 |
| Name | EAGLE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Feb 10, 2021 |
| Property Address | 10164 STEPHENSON LN, OLIVE BRANCH, MS 38654-1818 |
| Document Number | 0000948/55 |
| Book / Page | 948 / 55 |
| Map Reference | MB 28 PG 40 |
| Instrument Date | Feb 5, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | NOT AVAILABLE, GUARDIAN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10164 STEPHERNSON LN, OLIVE BRANCH, MS 38654-1818 |
| Document Number | 0005159221 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 5159/221 |
| Name | COMMUNITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Olive Branch City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,094.00 (+15.28%) | $9,451 (+35.91%) Land $1,500 Building $7,951 | $94,511 (+35.91%) Land $15,000 Building $79,511 |
| 2023 | $949.00 | $6,954 | $69,539 Land $15,000 Building $54,539 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1983) |
| Most Recent Claim | May 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.7% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Northcentral Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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