10153 Stephenson Ln, Olive Branch, MS 38654 Property Records

DeSoto County property record for 10153 Stephenson Ln, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,147 sqft · built 1988
Lot Size	0.16 acres (6,952 sqft)
Owner	2 Individual Names on File
Last Sale	$223,133 (May 2026)
Tax Bill	$783 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Sep 2007 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1-06-7-35-03-0-00042-00`

Property Details

APN / Parcel Number

Primary APN	`1-06-7-35-03-0-00042-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,147 sqft Adjusted Area
1st Floor Area	1,053 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,952 sqft (0.16 acres)
Lot Dimensions	110 ft deep x 65 ft wide
Utility Building	120 sqft

Location & Zoning

Street Address	10153 STEPHENSON LN
City	OLIVE BRANCH
State	MS
Zip	38654-5106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	MAGNOLIA ESTATES S-D SEC B LOT 42
Legal Range	006
Legal Township	01S
Legal Section	35
Legal Subdivision	MAGNOLIA ESTATES S-D
Legal Lot Number	42
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	1
Census Block	1020
Census Tract	70822

Owner

10153 Stephenson Ln is owned and occupied by two individuals who bought it in May 2026.

Source: DeSoto County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10153 STEPHENSON LN, OLIVE BRANCH, MS 38654-5106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK
Sep 24, 2007	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Jun 20, 2006	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
May 20, 2026	Warranty Deed, Transfer · FHA Mortgage HUNTINGTON NATIONAL BANK
Aug 12, 2022	Warranty Deed, Transfer NOT AVAILABLE, GUARDIAN TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2026 · Amount on File
Deed Sale	May 20, 2026 · Amount on File
Prior Sale	Aug 12, 2022
Deed Book / Page	1026 / 8675
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	10153 STEPHENSON LN, OLIVE BRANCH, MS 38654-5106
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004448/74
Date	Nov 9, 2017
Book Page	4448/74
Instrument	T04448-00074

Lender

Name	BANCORP SOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 20, 2032

Interest

Rate Type	Fixed Rate

September 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	10153 STEPHENSON LN, OLIVE BRANCH, MS 38654-5106
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002793/274
Date	Sep 24, 2007
Book Page	2793/274

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 14, 2017

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	10153 STEPHENSON LN, OLIVE BRANCH, MS 38654-5106
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002499/582
Date	Jun 20, 2006
Book Page	2499/582

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	May 24, 2016

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	May 20, 2026
Property Address	10153 STEPHENSON LN, OLIVE BRANCH, MS 38654-5106
Document Number	1026008675
Book / Page	1026 / 8675
Instrument Date	Apr 29, 2026
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	GUARDIAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10153 STEPHENSON LN, OLIVE BRANCH, MS 38654-5106
Investor	Possibly a Property Investor

Mortgage

Document Number	5663055092,
Date	May 20, 2026
Book Page	5663/55092

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

Mortgage

Document Number	5663055111,
Date	May 20, 2026
Book Page	5663/55111

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	30 Months
Due	Aug 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 12, 2022
Property Address	10153 STEPHENSON LN, OLIVE BRANCH, MS 38654-5106
Document Number	0001008/53
Book / Page	1008 / 53
Map Reference	MB 28 PG 40
Instrument Date	Aug 4, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9660 MIRANDA DR, 9660, OLIVE BRANCH, MS 38654-7454

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 MISTY MORNING LN, CLINTON, MS 39056-4177

Tax Assessment & Valuation

The 2025 property tax bill for 10153 Stephenson Ln was $783.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$783.00	$9,354 Land $1,500 Building $7,854	$93,535 Land $15,000 Building $78,535
2023	$662.00	$6,874	$68,741 Land $15,000 Building $53,741

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10153 Stephenson Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1983)
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10153 Stephenson Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000

May also be available: Brightspeed, Verizon.

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