Hamilton County property record for 10164 Dugan Gap Rd, North Bend, OH 45052
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,577 sqft · built 1991 |
| Lot Size | 0.464 acres (20,255 sqft) |
| Owner | Individual Name on File |
| Last Sale | $212,500 (Oct 2017) |
| Tax Bill | $3,820 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 570-0240-0119-00 |
| Primary APN | 570-0240-0119-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,577 sqft Living Area |
| 1st Floor Area | 1,577 sqft |
| Basement Area | 1,577 sqft |
| Finished Basement | 700 sqft |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 20,255 sqft (0.464 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 536 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 10164 DUGAN GAP RD |
|---|---|
| City | NORTH BEND |
| State | OH |
| Zip | 45052-9650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DUGAN GAP RD 100 X 200 LOT 13 CLIFF HEIGHTS SUB |
| Legal Subdivision | CLIFF HEIGHTS SUB |
| Legal Lot Number | 13 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MIAMI |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 20403 |
10164 Dugan Gap Rd is owned and occupied by an individual who bought it in October 2017.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 10164 DUGAN GAP RD, NORTH BEND, OH 45052-9650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Sep 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CINCINNATUS S&L |
| Oct 4, 2017 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2017 · Amount on File |
| Deed Sale | Oct 4, 2017 · Amount on File |
| Deed Document Number | 0000000979 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10164 DUGAN GAP RD, NORTH BEND, OH 45052-9650 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 10164 DUGAN GAP RD, NORTH BEND, OH 45052-9650 |
| Document Number | 0000075578 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 15511/1283 |
| Instrument | 2025-0075578 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 25, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10164 DUGAN GAP RD, NORTH BEND, OH 45052-9650 |
| Document Number | 0000093974 |
| Instrument Date | Sep 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10164 DUGAN GAP RD NORTH BEND OH 450529650, NORTH BEND, OH 45052-9650 |
| Document Number | 0000093974 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 014253/003314 |
| Instrument | 93974 |
| Name | CINCINNATUS S&L |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 14, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 4, 2017 |
| Property Address | 10164 DUGAN GAP RD, NORTH BEND, OH 45052-9650 |
| Document Number | 0000000979 |
| Instrument Date | Sep 28, 2017 |
| Instrument | 17-0090979 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $637.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10164 DUGAN GAP RD, NORTH BEND, OH 45052-9650 |
| Document Number | 0000000980 |
|---|---|
| Date | Oct 4, 2017 |
| Instrument | 17-0090980 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 10164 Dugan Gap Rd was $3,820, up 12.6% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Miami Township |
| Unified School District | Three Rivers Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,820.00 (+12.58%) | $72,587 (-) Land $13,899 Building $58,688 | |
| 2024 | $3,393.00 (-0.18%) | $72,587 (-) Land $13,899 Building $58,688 | |
| 2023 | $3,399.00 (-23.48%) | $72,587 (-2.41%) Land $13,899 Building $58,688 | $207,390 Land $39,710 Building $167,680 |
| 2022 | $4,442.00 Homeowner's exemption | $74,376 Land $12,632 Building $61,744 | |
| 2020 | $212,500 Land $36,090 Building $176,410 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10164 Dugan Gap Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1978–2018) |
| Most Recent Claim | Feb 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10164 Dugan Gap Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVES VILLAGE PWS serves 6,000 people · EPA ID OH3100512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures