Hamilton County property record for 10148 Dugan Gap Rd, North Bend, OH 45052
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,353 sqft · built 1992 |
| Lot Size | 0.451 acres (19,689 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $202,000 (Nov 2019) |
| Tax Bill | $4,510 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 570-0240-0121-00 |
| Primary APN | 570-0240-0121-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,353 sqft Living Area |
| 1st Floor Area | 1,175 sqft |
| 2nd Floor Area | 1,178 sqft |
| Basement Area | 1,175 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 19,689 sqft (0.451 acres) |
| Lot Dimensions | 200 ft deep x 101 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 724 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 10148 DUGAN GAP RD |
|---|---|
| City | NORTH BEND |
| State | OH |
| Zip | 45052-9650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DUGAN GAP RD 101 X 200 IRR LOT 15 CLIFF HEIGHTS SUB |
| Legal Subdivision | CLIFF HEIGHTS SUB |
| Legal Lot Number | 15 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MIAMI |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 20403 |
10148 Dugan Gap Rd is owned and occupied by two individuals who bought it in November 2019.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10148 DUGAN GAP RD, NORTH BEND, OH 45052-9650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2025 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jun 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Mar 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage NAVY FCU |
| Nov 25, 2019 | Warranty Deed, Transfer · FHA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2019 · Amount on File |
| Deed Sale | Nov 25, 2019 · Amount on File |
| Prior Sale | May 12, 2004 · Amount on File |
| Deed Document Number | 0000104360 |
| Deed Book / Page | 014051 / 002320 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10148 DUGAN GAP RD, NORTH BEND, OH 45052-9650 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 10148 DUGAN GAP RD, NORTH BEND, OH 45052-9650 |
| Document Number | 0000067035 |
|---|---|
| Date | Sep 2, 2025 |
| Book Page | 15491/1883 |
| Instrument | 2025-0067035 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10148 DUGAN GAP RD, NORTH BEND, OH 45052-9650 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000077898 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 14446/2722 |
| Instrument | 2021-0077898 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10148 DUGAN GAP RD, NORTH BEND, OH 45052-9650 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10148 DUGAN GAP RD, NORTH BEND, OH 45052-9650 |
| Document Number | 0000031872 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 14373/1780 |
| Instrument | 2021-0031872 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 345 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 25, 2019 |
| Property Address | 10148 DUGAN GAP RD, NORTH BEND, OH 45052-9650 |
| Document Number | 0000104360 |
| Book / Page | 014051 / 002320 |
| Instrument Date | Nov 21, 2019 |
| Instrument | 104360 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $808.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10148 DUGAN GAP RD NORTH BEND OH 450529650, NORTH BEND, OH 45052-9650 |
| Document Number | 104361 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 014051/002322 |
| Instrument | 104361 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 24, 2049 |
The 2025 property tax bill for 10148 Dugan Gap Rd was $4,510, up 12.4% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Miami Township |
| Unified School District | Three Rivers Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,510.00 (+12.38%) | $85,638 (+%) Land $13,597 Building $72,041 | |
| 2024 | $4,013.00 (-0.05%) | $85,637 (-) Land $13,597 Building $72,040 | |
| 2023 | $4,015.00 (-0.27%) | $85,637 (+27.43%) Land $13,597 Building $72,040 | $244,680 Land $38,850 Building $205,830 |
| 2022 | $4,026.00 Homeowner's exemption | $67,201 Land $12,359 Building $54,842 | |
| 2020 | $192,000 Land $35,310 Building $156,690 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10148 Dugan Gap Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1978–2018) |
| Most Recent Claim | Feb 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10148 Dugan Gap Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVES VILLAGE PWS serves 6,000 people · EPA ID OH3100512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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