10160 Cemetery Rd, Pecatonica, IL 61063 Property Records

Winnebago County property record for 10160 Cemetery Rd, Pecatonica, IL 61063

Property Summary

Property Type	Farm - Irrigated or Dry
Details	4 bd
Lot Size	5.13 acres (223,463 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Sep 2026)
Tax Bill	$7,058 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`405 260A`

Property Details

APN / Parcel Number

Primary APN	`405 260A`
Alternative APN	`1009100003`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Units	4 Units
Stories	2 Stories
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Split Level
Lot Area	223,463 sqft (5.13 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	405 260A
Street Address	10160 CEMETERY RD
City	PECATONICA
State	IL
Zip	61063-8724
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	AG
Legal Description	N 744.4 FT E 300 FT W 1/2 NE 1/4 NW 1/4 SEC SEC: 09 TWP: 027 RANGE: 011 ACRES: 5.13
Legal Range	11E
Legal Township	27N
Legal Section	09
Jurisdiction	WINNEBAGO IL
Township / Civil Division	BURRITT
Census Block Group	1
Census Block	1026
Census Tract	4200

Owner

10160 Cemetery Rd, an agricultural property, is owned by an individual who bought it in September 2026.

Source: Winnebago County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	10160 CEMETERY RD, PECATONICA, IL 61063-8724
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Warranty Deed, Transfer · FHA Mortgage WINTRUST MORTGAGE
Sep 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage STILLMAN BANCORP
Aug 14, 2019	Deed of Trust, Mortgage STILLMAN BANCORP
May 12, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2026 · Amount on File
Deed Sale	Sep 2, 2026 · Amount on File
Prior Sale	May 23, 2008 · Amount on File
Deed Document Number	202623228
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 2, 2026
Property Address	10160 CEMETERY RD, PECATONICA, IL 61063-8724
Document Number	0000023228
Instrument Date	Aug 26, 2026
Instrument	202623228
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74,235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10160 CEMETERY RD, PECATONICA, IL 61063-8724

Mortgage

Document Number	0000023229,
Date	Sep 2, 2026
Instrument	202623229

Lender

Name	WINTRUST MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.75%
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	10160 CEMETERY RD, PECATONICA, IL 61063-8724
Document Number	0001033454
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10160 CEMETERY RD PECATONICA IL 610638724, PECATONICA, IL 61063-8724

Mortgage

Document Number	0001033454
Date	Oct 4, 2019
Instrument	1033454

Lender

Name	STILLMAN BANCORP
Type	Mortgage Company
Address	STILLMAN VALLEY, IL 61084

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 3, 2024

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	10160 CEMETERY RD, PECATONICA, IL 61063-8724
Document Number	0001030394
Instrument Date	Aug 14, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10160 CEMETERY RD PECATONICA IL 610638724, PECATONICA, IL 61063-8724

Mortgage

Document Number	0001030394
Date	Sep 10, 2019
Instrument	1030394

Lender

Name	STILLMAN BANCORP
Type	Mortgage Company
Address	STILLMAN VALLEY, IL 61084

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 9, 2034

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	10160 CEMETERY RD, PECATONICA, IL 61063-8724
Document Number	0001017222
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	10160 CEMETERY RD PECATONICA IL 610638724, PECATONICA, IL 61063-8724

Mortgage

Document Number	0001017222
Date	Jun 7, 2017
Instrument	1017222

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10160 Cemetery Rd was $7,058, up 2.3% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Burritt Township
Unified School District	Winnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,058.00 (+2.26%) Homeowner's exemption	$101,694 (+10.57%) Land $15,804 Building $85,890	$305,082 (+10.57%) Land $47,412 Building $257,670
2024	$6,902.00	$91,969 Land $14,199 Building $77,770	$275,907 Land $42,597 Building $233,310
2022	Homeowner's exemption	$75,342 Land $11,554 Building $63,788	$226,026 Land $34,662 Building $191,364

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10160 Cemetery Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10160 Cemetery Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
JCWIFI.com Fixed Wireless	200 / 200
Silo Communications Fiber · Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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