10102 Cemetery Rd, Pecatonica, IL 61063 Property Records

Winnebago County property record for 10102 Cemetery Rd, Pecatonica, IL 61063

Property Summary

Property Type	Farm - Irrigated or Dry
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jun 2017)
Tax Bill	$1,030 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1009100004`

Property Details

APN / Parcel Number

Primary APN	`1009100004`
Alternative APN	`405 265`

Interior

Units	4 Units

Exterior

Lot Area	435,600 sqft

Location & Zoning

Account Number	405 265
Street Address	10102 CEMETERY RD
City	PECATONICA
State	IL
Zip	61063-8724
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	AG
Legal Description	W 1/2 E 1/2 NE 1/4 NW 1/4 SEC SEC: 09TWP: 027 RANGE: 011 ACRES: 10.00
Jurisdiction	WINNEBAGO IL
Township / Civil Division	BURRITT
Census Block Group	1
Census Block	1026
Census Tract	4200

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10102 CEMETERY RD, PECATONICA, IL 61063-8724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jan 27, 2018	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jun 28, 2017	Warranty Deed, Transfer TITLE UNDERWRITERS AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2017 · Amount on Record
Deed Sale	Jun 28, 2017 · Amount on Record
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	10102 CEMETERY RD, PECATONICA, IL 61063-8724
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	SECURITY FIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000631
Date	Jan 6, 2022
Instrument	2200631

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 1, 2037

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	10102 CEMETERY RD, PECATONICA, IL 61063-8724
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	SECURITY FIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010875
Date	Mar 31, 2021
Instrument	2110875

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	10102 CEMETERY RD, PECATONICA, IL 61063-8724
Document Number	0001007198
Instrument Date	Jan 27, 2018
Transaction Type	Mortgage
Record Updated	Apr 5, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10102 CEMETERY RD PECATONICA IL 610638724, PECATONICA, IL 61063-8724

Mortgage

Document Number	0001007198
Date	Mar 14, 2018
Instrument	1007198

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 13, 2058

Interest

Rate Type	Adjustable Rate
Rate	5%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 28, 2017
Property Address	10102 CEMETERY RD, PECATONICA, IL 61063-8724
Document Number	0001019502
Instrument Date	Jun 22, 2017
Instrument	1019502
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Tax	$187.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4739 SADDLEHORN RD TWENTYNINE PALMS CA 922776754, TWENTYNINE PALMS, CA 92277-6754

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Burritt Township
Unified School District	Winnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,030.00	$65,007 (+31.4%) Land $23,709 Building $41,298	$195,021 (+31.4%) Land $71,127 Building $123,894
2022	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$49,472 Land $17,301 Building $32,171	$148,416 Land $51,903 Building $96,513

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
JCWIFI.com Fixed Wireless	200 / 200
Silo Communications Fiber · Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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