1016 Torrens Dr, Monroe, NC 28110 Property Records

Union County property record for 1016 Torrens Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	5 bd · 3.5 ba · 3,616 sqft · built 2016
Lot Size	0.633 acres (27,573 sqft)
Owner	Individual Name on Record
Last Sale	$424,500 (Dec 2016)
Tax Bill	$4,345 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-006-213`

Property Details

APN / Parcel Number

Primary APN	`06-006-213`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,616 sqft Living Area
1st Floor Area	2,037 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	27,573 sqft (0.633 acres)
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1016 TORRENS DR
City	MONROE
State	NC
Zip	28110-0009
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 UNION
Legal Description	#3 ADELAIDE ESTATES MAP1 OPCN185-187 OPCN236-238
Legal Subdivision	ADELAIDE ESTATES
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2010
Census Tract	20308

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1016 TORRENS DR, MONROE, NC 28110-0009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 15, 2019	Trustee's Deed, Construction Loan · Construction Mortgage QUICKEN LNS
Oct 3, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2016 · Amount on Record
Deed Sale	Dec 27, 2016 · Amount on Record
Deed Document Number	201640604
Deed Book / Page	6849 / 127
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1016 TORRENS DR, MONROE, NC 28110-0009
Transaction Type	Mortgage
Record Updated	Nov 5, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 TORRENS DR, MONROE, NC 28110-0009

Mortgage

Document Number	0009224485
Date	Oct 17, 2025
Book Page	9224/485
Instrument	27216

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1016 TORRENS DR, MONROE, NC 28110-0009
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008536235
Date	Jul 28, 2022
Book Page	8536/235
Instrument	26861

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1016 TORRENS DR, MONROE, NC 28110-0009
Document Number	7757438
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 TORRENS DR MONROE NC 281100009, MONROE, NC 28110-0009

Mortgage

Document Number	7757438
Date	Aug 3, 2020
Book Page	007757/000438
Instrument	29090

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Aug 2, 2047

February 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	UNION NC
Recording Date	Feb 15, 2019
Property Address	1016 TORRENS DR, MONROE, NC 28110-0009
Book / Page	007314 / 000514
Instrument Date	Feb 13, 2019
Instrument	3909
Transaction Type	Construction Loan
Record Updated	Mar 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 TORRENS DR MONROE NC 281100009, MONROE, NC 28110-0009

Mortgage

Document Number	7314514
Date	Feb 15, 2019
Book Page	007314/000514
Instrument	3909

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 14, 2020

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1016 TORRENS DR, MONROE, NC 28110-0009
Document Number	703594
Instrument Date	Oct 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 TORRENS DR MONROE NC 281100009, MONROE, NC 28110-0009

Mortgage

Document Number	703594
Date	Oct 17, 2017
Book Page	007035/000094
Instrument	30411

Lender

Name	PNC BK
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 16, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$892,200 (-) Land $157,000 Building $735,200	$892,200 (-) Land $157,000 Building $735,200
2025	$4,345.00 (+14.92%)	$892,200 (+50.63%) Land $157,000 Building $735,200	$892,200 (+50.63%) Land $157,000 Building $735,200
2023	$3,781.00	$592,300 Land $99,000 Building $493,300	$592,300 Land $99,000 Building $493,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Comporium, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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