1009 Torrens Dr, Monroe, NC 28110 Property Records

Union County property record for 1009 Torrens Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	6 bd · 4 ba · 3,634 sqft · built 2016
Lot Size	0.819 acres (35,676 sqft)
Owner	Individual Name on Record
Last Sale	$900,000 (Jun 2022)
Tax Bill	$4,473 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-006-248`

Property Details

APN / Parcel Number

Primary APN	`06-006-248`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,634 sqft Living Area
1st Floor Area	2,484 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	35,676 sqft (0.819 acres)
Garage Type	Attached
Garage Area	877 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1009 TORRENS DR
City	MONROE
State	NC
Zip	28110-0009
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 UNION
Legal Description	#68 ADELAIDE ESTATES MAP1 OPCN185-187 OPCN236-238
Legal Subdivision	ADELAIDE ESTATES
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2011
Census Tract	20308

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1009 TORRENS DR, MONROE, NC 28110-0009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Jan 6, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Oct 19, 2018	Grant Deed, Subdivision Related Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2022 · Amount on Record
Deed Sale	Jun 16, 2022 · Amount on Record
Prior Sale	Oct 19, 2018 · Amount on Record
Deed Document Number	202221754
Deed Book / Page	8503 / 596
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 16, 2022
Property Address	1009 TORRENS DR, MONROE, NC 28110-0009
Document Number	0008503596
Book / Page	8503 / 596
Map Reference	CAB N FILE 236-238
Instrument Date	Jun 3, 2022
Instrument	21754
Transaction Type	Transfer
Record Updated	Jul 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 TORRENS DR, MONROE, NC 28110-0009

Mortgage

Document Number	0000021755
Date	Jun 16, 2022
Instrument	21755

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1009 TORRENS DR, MONROE, NC 28110-0009
Document Number	7562346
Instrument Date	Jan 6, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 TORRENS DR MONROE NC 281100009, MONROE, NC 28110-0009

Mortgage

Document Number	7562346
Date	Jan 14, 2020
Book Page	007562/000346
Instrument	1335

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

October 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	UNION NC
Recording Date	Oct 19, 2018
Property Address	1009 TORRENS DR, MONROE, NC 28110-0009
Document Number	7255442
Book / Page	007255 / 000442
Instrument Date	Oct 16, 2018
Instrument	29589
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,042.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 TORRENS DR MONROE NC 281100009, MONROE, NC 28110-0009

Mortgage

Document Number	7255444
Date	Oct 19, 2018
Book Page	007255/000444
Instrument	29590

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$918,400 (-) Land $157,000 Building $761,400	$918,400 (-) Land $157,000 Building $761,400
2025	$4,473.00 (+11.91%)	$918,400 (+46.66%) Land $157,000 Building $761,400	$918,400 (+46.66%) Land $157,000 Building $761,400
2023	$3,997.00	$626,200 Land $99,000 Building $527,200	$626,200 Land $99,000 Building $527,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Comporium, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Torrens Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures