1016 Saltwater Cir, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 1016 Saltwater Cir, Saint Augustine, FL 32080

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,371 sqft · built 2006
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$740,000 (Jun 2023)
Tax Bill$9,749 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN162964-0300

Property Details

APN / Parcel Number

Primary APN162964-0300

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area2,371 sqft Living Area
Gross Area3,028 sqft
1st Floor Area2,371 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area401 sqft
Patio Area458 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1016 SALTWATER CIR
CitySAINT AUGUSTINE
StateFL
Zip32080-6306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description53/55-60 SEAGROVE ST AUGUSTINE BEACH UNIT 5 LOT 30 OR5768/342
Legal Range30E
Legal Township07S
Legal Section33
Legal SubdivisionSEAGROVE ST. AUGUSTINE BEACH UNIT 5
Legal Block3
Legal Lot Number30
Legal Unit5
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3023
Census Tract21408

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1016 SALTWATER CIR, SAINT AUGUSTINE, FL 32080-6306
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2023 · Amount on Record
Deed SaleJun 2, 2023 · Amount on Record
Prior SaleDec 28, 2020 · Amount on Record
Deed Document Number202342360
Deed Book / Page5768 / 342
Prior Transfer DateDec 9, 2014
Prior Transfer Doc0039750726
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 2, 2023
Property Address1016 SALTWATER CIR, SAINT AUGUSTINE, FL 32080-6306
Document Number0057680342
Book / Page5768 / 342
Map ReferenceMB 53 PG 55-60
Instrument DateJun 1, 2023
Instrument2023042360
Transaction TypeTransfer
Record UpdatedJun 15, 2023
Title CompanyACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,180.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address736 KINGS ESTATE RD, ST AUGUSTINE, FL 32086-4335

Transferred To (Grantee/Buyer)

NameVerified Name
Address1016 SALTWATER CIR, ST AUGUSTINE, FL 32080-6306

Mortgage

Document Number0005768344
DateJun 2, 2023
Instrument5768/344
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine Beach City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$581,908 (-5.03%) Land $170,000 Building $411,908$581,908 (-7.66%) Land $170,000 Building $411,908
2025$9,749.00 (+8.9%) Homeowner's exemption$612,729 (+2.9%)$630,174 (+5.83%) Land $170,000 Building $460,174
2024$8,952.00 (+79.33%) Homeowner's exemption$595,461 (+74.73%)$595,461 (+1.8%) Land $180,000 Building $415,461
2023$4,992.00 (+1.65%) Homeowner's exemption$340,789 (+3%)$584,910 (+9.84%) Land $180,000 Building $404,910
2022$4,911.00 Homeowner's exemption$330,863$532,505 Land $151,200 Building $381,305

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 429 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies653 units insured
incl. 224 condo units
Nearby Flood Claims6 (2016–2024)
Claims Outside the SFHA4 of 6
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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