1008 Saltwater Cir, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 1008 Saltwater Cir, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,655 sqft · built 2006
Lot Size	0.16 acres (6,969 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Jun 2009)
Tax Bill	$3,668 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2020 Transfer
Flood Zone	Zone X (moderate risk)
APN	`162964-0280`

Property Details

APN / Parcel Number

Primary APN	`162964-0280`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	2,655 sqft Living Area
Gross Area	3,308 sqft
1st Floor Area	1,589 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	344 sqft
Patio Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1008 SALTWATER CIR
City	SAINT AUGUSTINE
State	FL
Zip	32080-6306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	53/55-60 SEAGROVE ST AUGUSTINE BEACH UNIT 5 LOT 28 OR3208/687 & 5036/1777(D/M) &5049/152(Q/C)
Legal Range	30E
Legal Township	07S
Legal Section	33
Legal Subdivision	SEAGROVE ST. AUGUSTINE BEACH UNIT 5
Legal Block	3
Legal Lot Number	28
Legal Unit	5
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3023
Census Tract	21408

Owner

1008 Saltwater Cir is owned and occupied by an individual who acquired it in September 2020.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1008 SALTWATER CIR, SAINT AUGUSTINE, FL 32080-6306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LENDING LLC
Sep 22, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2009 · Amount on File
Deed Sale	Jun 22, 2009 · Amount on File
Prior Sale	Jul 31, 2006 · Amount on File
Deed Document Number	200930292
Deed Book / Page	3208 / 687
Last Transfer Date	Sep 22, 2020
Transfer Doc	0050490152
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1008 SALTWATER CIR, SAINT AUGUSTINE, FL 32080-6306
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050271780
Date	Aug 28, 2020
Book Page	5027/1780
Instrument	2020072612

Lender

Name	PARKSIDE LENDING LLC
Type	Lending Institution
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 22, 2020
Property Address	1008 SALTWATER CIR, SAINT AUGUSTINE, FL 32080-6306
Document Number	0050490152
Book / Page	005049 / 000152
Instrument Date	Sep 22, 2020
Instrument	81592
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 SALTWATER CIR ST AUGUSTINE FL 320806306, ST AUGUSTINE, FL 32080-6306

Tax Assessment & Valuation

The 2025 property tax bill for 1008 Saltwater Cir was $3,668 with a homeowner's exemption, up 8.5% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,604 (+2.7%)	$580,175 (-8.65%) Land $170,000 Building $410,175
2025	$3,668.00 (+8.52%) Homeowner's exemption	$235,252	$635,145 Land $170,000 Building $465,145
2024	$3,380.00 (+7.51%)
2023	$3,144.00 (+1.81%) Homeowner's exemption	$221,963 (+3%)	$589,683 (+9.78%) Land $180,000 Building $409,683
2022	$3,088.00 Homeowner's exemption	$215,498	$537,129 Land $151,200 Building $385,929

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1008 Saltwater Cir in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 429 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	653 units insured incl. 224 condo units
Nearby Flood Claims	6 (2016–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1008 Saltwater Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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