1016 Reca Rd, Garner, NC 27529 Property Records

Wake County property record for 1016 Reca Rd, Garner, NC 27529

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,139 sqft · built 1987
Lot Size	5.38 acres (234,788 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Mar 2019)
Tax Bill	$2,372 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1628.03-01-5857 0123089`

Property Details

APN / Parcel Number

Primary APN	`1628.03-01-5857 0123089`
Alternative APNs	`012308901` `0123089`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,139 sqft Heated Area
Attic Area	354 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	234,788 sqft (5.38 acres)
Porch	Porch
Porch Area	24 sqft
Deck Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0123089
Old Parcel Number	012308901
Street Address	1016 RECA RD
City	GARNER
State	NC
Zip	27529-9646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	L9 PROP CHARLES & MINNIE CARROLL 81-1004
Legal Township	15
Legal Subdivision	PROPERTY/CHARLES R CARROLL & M
Legal Lot Number	9
Jurisdiction	WAKE NC
Township / Civil Division	PANTHER BRANCH
Census Block Group	1
Census Block	1002
Census Tract	52902

Owner

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1016 RECA RD, GARNER, NC 27529-9646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Mar 15, 2019	Warranty Deed, Transfer · Conventional with PMI HPW TOWNE MTG
Feb 26, 2018	Warranty Deed, Construction Loan · Construction Mortgage JOSEPH FOSTER INVESTMENTS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2019 · Amount on Record
Deed Sale	Mar 15, 2019 · Amount on Record
Prior Sale	Jan 4, 2001
Deed Document Number	0173841136
Deed Book / Page	17384 / 1136
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1016 RECA RD, GARNER, NC 27529-9646
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	FIRST INTEGRITY TTL CO DENVE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	018473/516
Date	Apr 27, 2021
Book Page	18473/516

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Mar 15, 2019
Property Address	1016 RECA RD, GARNER, NC 27529-9646
Document Number	173841136
Book / Page	017384 / 001136
Instrument Date	Mar 15, 2019
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1016 RECA RD GARNER NC 275299646, GARNER, NC 27529-9646

Mortgage

Document Number	173841138
Date	Mar 15, 2019
Book Page	017384/001138

Lender

Name	HPW TOWNE MTG
Address	RALEIGH, NC 27609

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2049

February 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Feb 26, 2018
Property Address	1016 RECA RD, GARNER, NC 27529-9646
Document Number	170531451
Book / Page	017053 / 001451
Instrument Date	Feb 26, 2018
Transaction Type	Construction Loan
Record Updated	Mar 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$378.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	806 QUEENSFERRY RD CARY NC 275116421, CARY, NC 27511-6421

Mortgage

Document Number	170531455
Date	Feb 26, 2018
Book Page	017053/001455

Lender

Name	JOSEPH FOSTER INVESTMENTS LLC
Address	CARY, NC 27519

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 25, 2019

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,372.00	$301,756 Land $123,098 Building $178,658	$301,756 Land $123,098 Building $178,658

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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