1013 Reca Rd, Garner, NC 27529 Property Records

Wake County property record for 1013 Reca Rd, Garner, NC 27529

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,116 sqft · built 1985
Lot Size	2.74 acres (119,354 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (May 2018)
Tax Bill	$1,993 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Dec 2019 Loan Modification + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1628.03-01-1334-000`

Property Details

APN / Parcel Number

Primary APN	`1628.03-01-1334-000`
Alternative APNs	`1628.03-01-1334 0123088` `1628011334` `012308801` `0123088`

Interior

Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	1,116 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	119,354 sqft (2.74 acres)
Porch	Screened Porch
Porch Area	210 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0123088
Street Address	1013 RECA RD
City	GARNER
State	NC
Zip	27529-8989
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LO8 PROP CHARLES & MINNIE CARROLL BM1981
Legal Subdivision	PROPERTY/CHARLES R CARROLL & M
Legal Lot Number	8
Jurisdiction	WAKE NC
Township / Civil Division	PANTHER BRANCH
Census Block Group	1
Census Block	1002
Census Tract	52902

Owner

1013 Reca Rd is owned and occupied by two individuals who bought it in May 2018.

Source: Wake County records, as of September 9, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1013 RECA RD, GARNER, NC 27529-8989
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 26, 2019	Loan Modification, Mortgage · FHA Mortgage THE MONEY SOURCE INC
Dec 26, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 17, 2018	Warranty Deed, Transfer · FHA Mortgage 1ST ALLIANCE LNDG
Apr 24, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 1, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2018 · Amount on File
Deed Sale	May 17, 2018 · Amount on File
Prior Sale	May 30, 1989 · Amount on File
Deed Book / Page	17128 / 2054
Prior Transfer Date	Apr 16, 2018
Prior Transfer Doc	171282054
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1013 RECA RD, GARNER, NC 27529-8989
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 RECA RD, GARNER, NC 27529-8989

Mortgage

Document Number	19547/1853
Date	Feb 28, 2024
Book Page	19547/1853

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Jan 1, 2052

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WAKE NC
Property Address	1013 RECA RD, GARNER, NC 27529-8989
Document Number	177430364
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 RECA RD GARNER NC 275298989, GARNER, NC 27529-8989

Mortgage

Document Number	177430364
Date	Feb 10, 2020
Book Page	017743/000364

Lender

Name	THE MONEY SOURCE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1013 RECA RD, GARNER, NC 27529-8989
Document Number	177430372
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 RECA RD GARNER NC 275298989, GARNER, NC 27529-8989

Mortgage

Document Number	177430372
Date	Feb 10, 2020
Book Page	017743/000372

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2050

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKE NC
Recording Date	May 2, 2018
Property Address	1013 RECA RD, GARNER, NC 27529-8989
Document Number	171152050
Book / Page	017115 / 002050
Instrument Date	Apr 16, 2018
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 W BLANCHE ST PINE LEVEL NC 27568, PINE LEVEL, NC 27568

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	May 17, 2018
Property Address	1013 RECA RD, GARNER, NC 27529-8989
Document Number	171282054
Book / Page	017128 / 002054
Instrument Date	Apr 16, 2018
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1013 RECA RD GARNER NC 275298989, GARNER, NC 27529-8989

Mortgage

Document Number	171282058
Date	May 17, 2018
Book Page	017128/002058

Lender

Name	1ST ALLIANCE LNDG
Address	EAST HARTFORD, CT 06108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 16, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKE NC
Recording Date	Apr 24, 2018
Property Address	1013 RECA RD, GARNER, NC 27529-8989
Document Number	171051296
Book / Page	017105 / 001296
Instrument Date	Apr 10, 2018
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 W BLANCHE ST PINE LEVEL NC 27568, PINE LEVEL, NC 27568

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKE NC
Recording Date	Sep 1, 2017
Property Address	1013 RECA RD, GARNER, NC 27529-8989
Document Number	168981063
Book / Page	016898 / 001063
Instrument Date	Aug 30, 2017
Transaction Type	Transfer
Record Updated	Sep 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1013 RECA RD GARNER NC 275298989, GARNER, NC 27529-8989

Tax Assessment & Valuation

The 2025 property tax bill for 1013 Reca Rd was $1,993.

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,993.00	$308,499 Land $162,000 Building $146,499	$308,499 Land $162,000 Building $146,499
2023	$1,605.00	$203,402 Land $96,720 Building $106,682	$203,402 Land $96,720 Building $106,682

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1013 Reca Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1013 Reca Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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