Effingham County property record for 1016 Katrina Dr, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1,910 sqft · built 2014 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $6,700 (Oct 2018) |
| Tax Bill | $5,573 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-11-174-005 |
| Primary APN | 03-11-174-005 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 1,910 sqft Base Area |
| 1st Floor Area | 1,910 sqft |
| Basement Area | 1,910 sqft |
| Unfinished Basement | 1,910 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Construction Type | Frame |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1016 KATRINA DR |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-0018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 REPLAT OF LOTS 3,4 & 5 KATRINA ESTATES SUBD 3770/205 3423/109 3081/37 2149/179 |
| Legal Subdivision | KATRINA ESTATES SUBDIVISION |
| Legal Lot Number | 5-4 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 950700 |
Source: Effingham County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1016 KATRINA DR, EFFINGHAM, IL 62401-0018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK |
| Apr 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FED SAVINGS & LOAN ASSN OF LORAIN |
| May 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA STATE BANK |
| Oct 22, 2018 | Warranty Deed, Transfer · Commercial Mortgage COLUMBIA STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2018 · Amount on Record |
| Deed Sale | Oct 22, 2018 · Amount on Record |
| Prior Sale | Dec 1, 2014 · Amount on Record |
| Deed Document Number | 20181804430 |
| Deed Book / Page | 3423 / 109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Mar 22, 2022 |
| Property Address | 1016 KATRINA DR, EFFINGHAM, IL 62401-0018 |
| Document Number | 003770/205 |
| Book / Page | 3770 / 205 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 202222001192 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2022 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $418.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1016 KATRINA DR, EFFINGHAM, IL 62401-0018 |
| Document Number | 202222001193 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 202222001193 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 1016 KATRINA DR, EFFINGHAM, IL 62401-0018 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Title Company | NOT AVAILABLE, ACT |
| Name | Verified Name |
|---|
| Document Number | 3673/217 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 3673/217 |
| Instrument | 202121001642 |
| Name | FIRST FED SAVINGS & LOAN ASSN OF LORAIN |
|---|---|
| Type | Bank |
| Address | SHELBYVILLE, IL 62565 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate | 2.62% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 1016 KATRINA DR, EFFINGHAM, IL 62401-0018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2019 |
| Name | Verified Name |
|---|
| Document Number | 3467/092 |
|---|---|
| Date | May 21, 2019 |
| Book Page | 3467/092 |
| Instrument | 201901901819 |
| Name | COLUMBIA STATE BANK |
|---|---|
| Type | Bank |
| Address | SHELBYVILLE, IL 62565 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Rate | 4.25% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Oct 22, 2018 |
| Property Address | 1016 KATRINA DR, EFFINGHAM, IL 62401-0018 |
| Document Number | 3423/109 |
| Book / Page | 3423 / 109 |
| Map Reference | MB 3063 PG 8 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 201801804430 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Title Company | BURNET TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $174.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1016 KATRINA DR, EFFINGHAM, IL 62401-0018 |
| Document Number | 201801804431 |
|---|---|
| Date | Oct 22, 2018 |
| Instrument | 201801804431 |
| Name | COLUMBIA STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 17, 2019 |
| Rate | 5.5% |
|---|
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,573.00 (-7.59%) Homeowner's exemption | $104,930 (+1%) Land $15,290 Building $89,640 | $314,790 (+1%) Land $45,870 Building $268,920 |
| 2024 | $6,031.00 (+23.59%) | $95,390 (+19.9%) Land $13,900 Building $81,490 | $286,170 (+19.9%) Land $41,700 Building $244,470 |
| 2022 | $4,880.00 Homeowner's exemption | $79,560 Land $11,600 Building $67,960 | $238,680 Land $34,800 Building $203,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2000) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EFFINGHAM serves 12,252 people · EPA ID IL0490250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Fidium Fiber DSL | 500 / 75 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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