Effingham County property record for 1014 Katrina Dr, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2,047 sqft · built 2016 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $93,000 (Sep 2013) |
| Tax Bill | $6,231 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage May 2020 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-11-174-006 |
| Primary APN | 03-11-174-006 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 2,047 sqft Base Area |
| 1st Floor Area | 2,047 sqft |
| Basement Area | 2,047 sqft |
| Unfinished Basement | 2,047 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Construction Type | Frame |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Area | 793 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1014 KATRINA DR |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-0018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 KATRINA ESTATES SUBD 2980/4 2149/179 |
| Legal Subdivision | KATRINA ESTATES SUBDIVISION |
| Legal Lot Number | 6 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 950700 |
1014 Katrina Dr is owned and occupied by two individuals who bought it in September 2013.
Source: Effingham County records, as of October 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1014 KATRINA DR, EFFINGHAM, IL 62401-0018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2017 | Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON SAVINGS BANK |
| May 20, 2020 | Deed of Trust, Mortgage · Construction Mortgage WASHINGTON SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2013 · Amount on File |
| Deed Sale | Sep 6, 2013 · Amount on File |
| Deed Document Number | 20131304460 |
| Deed Book / Page | 2980 / 4 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 1014 KATRINA DR, EFFINGHAM, IL 62401-0018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003322/058 |
|---|---|
| Date | Jul 28, 2017 |
| Book Page | 3322/058 |
| Instrument | 201701703630 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 162 Months |
| Due | Jan 21, 2031 |
| Rate | 3.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 1014 KATRINA DR, EFFINGHAM, IL 62401-0018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003565/244 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 3565/244 |
| Instrument | 202020002462 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 163 Months |
| Due | Dec 14, 2033 |
The 2025 property tax bill for 1014 Katrina Dr was $6,231 with exemptions applied.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,231.00 | $121,600 Land $15,530 Building $106,070 | $364,800 Land $46,590 Building $318,210 |
| 2022 | $5,724.00 Homeowner's exemption | $92,200 Land $11,780 Building $80,420 | $276,600 Land $35,340 Building $241,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1014 Katrina Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2000) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1014 Katrina Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EFFINGHAM serves 12,252 people · EPA ID IL0490250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Fidium Fiber DSL | 500 / 75 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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