1016 Ginkgo Pl, Windsor, CA 95492 Property Records

Sonoma County property record for 1016 Ginkgo Pl, Windsor, CA 95492

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1993
Lot Size	0.142 acres (6,165 sqft)
Owner	2 Individual Names on Record
Last Sale	$107,618 (Dec 2001)
Tax Bill	$3,426 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`162-220-019-000`

Property Details

APN / Parcel Number

Primary APN	`162-220-019-000`
Alternative APN	`162-220-019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,165 sqft (0.142 acres)

Location & Zoning

Old Parcel Number	162-220-019
Street Address	1016 GINKGO PL
City	WINDSOR
State	CA
Zip	95492-8173
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYWI
Legal Description	SUMMERTREE PARK PCL 4 PH C LOT 19
Legal Subdivision	SUMMERTREE PARK
Legal Tract	768
Legal Block	1
Legal Lot Number	19
Jurisdiction	SONOMA CA
Township / Civil Division	HEALDSBURG
Census Block Group	1
Census Block	1010
Census Tract	153807

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1016 GINKGO PL, WINDSOR, CA 95492-8173
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 24, 2001 · Amount on Record
Deed Sale	Dec 24, 2001 · Amount on Record
Prior Sale	Mar 25, 1997 · Amount on Record
Deed Document Number	2001177026
Prior Transfer Date	Dec 13, 2001
Prior Transfer Doc	0000177026
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	1016 GINKGO PL, WINDSOR, CA 95492-8173
Transaction Type	Mortgage
Record Updated	Jul 26, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 GINKGO PL, WINDSOR, CA 95492-8173

Mortgage

Document Number	0000079229
Date	Jul 8, 2021
Instrument	2021079229

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	1016 GINKGO PL, WINDSOR, CA 95492-8173
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082794
Date	Oct 25, 2017
Instrument	2017082794

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	1016 GINKGO PL, WINDSOR, CA 95492-8173
Document Number	0000064741
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1016 GINKGO PL WINDSOR CA 954928173, WINDSOR, CA 95492-8173

Mortgage

Document Number	0000064741
Date	Sep 12, 2019
Instrument	64741

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2049

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Windsor Town
Unified School District	Windsor Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$276,690 (+2%) Land $113,997 Building $162,693
2025	$3,426.00 (+4.07%) Homeowner's exemption	$271,265 (+4.04%) Land $111,762 Building $159,503
2023	$3,292.00 (+1.67%) Homeowner's exemption	$260,733 Land $107,423 Building $153,310
2022	$3,238.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 25,561 people · EPA ID CA4910017
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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