996 Ginkgo Pl, Windsor, CA 95492 Property Records

Sonoma County property record for 996 Ginkgo Pl, Windsor, CA 95492

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,557 sqft · built 1993
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (Jul 2021)
Tax Bill	$7,959 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`162-220-022-000`

Property Details

APN / Parcel Number

Primary APN	`162-220-022-000`
Alternative APN	`162-220-022`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,557 sqft Living Area
1st Floor Area	1,557 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)

Location & Zoning

Old Parcel Number	162-220-022
Street Address	996 GINKGO PL
City	WINDSOR
State	CA
Zip	95492-8155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYWI
Legal Description	SUMMERTREE PARK PCL 4 PH C LOT 22
Legal Subdivision	SUMMERTREE PARK
Legal Tract	768
Legal Block	1
Legal Lot Number	22
Jurisdiction	SONOMA CA
Township / Civil Division	HEALDSBURG
Census Block Group	1
Census Block	1010
Census Tract	153807

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	996 GINKGO PL, WINDSOR, CA 95492-8155
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOAN MONKEY INC
Jul 22, 2021	Grant Deed, Transfer · Conventional Mortgage PINNACLE FUNDING CORP
Jun 24, 2020	Deed of Trust, Mortgage · Conventional with PMI SIGN ON THE LINE INC
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIGN ON THE LINE INC
Aug 11, 2017	Grant Deed, Transfer · Conventional Mortgage MERIDIAN HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2021 · Amount on Record
Deed Sale	Jul 22, 2021 · Amount on Record
Prior Sale	Jun 8, 2012 · Amount on Record
Deed Document Number	202183941
Prior Transfer Date	May 9, 2005
Prior Transfer Doc	0000069913
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	996 GINKGO PL, WINDSOR, CA 95492-8155
Transaction Type	Mortgage
Record Updated	Jan 24, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	996 GINKGO PL, WINDSOR, CA 95492-8155

Mortgage

Document Number	0000002032
Date	Jan 10, 2022
Instrument	2022002032

Lender

Name	LOAN MONKEY INC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Jul 22, 2021
Property Address	996 GINKGO PL, WINDSOR, CA 95492-8155
Document Number	0000083941
Map Reference	MB 469 PG 34-36
Instrument Date	Jul 19, 2021
Instrument	2021083941
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	996 GINKGO PL, WINDSOR, CA 95492-8155

Mortgage

Document Number	0000083942
Date	Jul 22, 2021
Instrument	2021083942

Lender

Name	PINNACLE FUNDING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	996 GINKGO PL, WINDSOR, CA 95492-8155
Document Number	0000077237
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	996 GINKGO PL WINDSOR CA 954928155, WINDSOR, CA 95492-8155

Mortgage

Document Number	0000077237
Date	Sep 2, 2020
Instrument	77237

Lender

Name	SIGN ON THE LINE INC
Address	IRVINE, CA 92618

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	996 GINKGO PL, WINDSOR, CA 95492-8155
Document Number	0000028868
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	996 GINKGO PL WINDSOR CA 954928155, WINDSOR, CA 95492-8155

Mortgage

Document Number	0000028868
Date	Apr 17, 2020
Instrument	28868

Lender

Name	SIGN ON THE LINE INC
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2050

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Aug 11, 2017
Property Address	996 GINKGO PL, WINDSOR, CA 95492-8155
Document Number	0000062438
Map Reference	MAP469 PG34-36
Instrument Date	Jul 31, 2017
Instrument	2017062438
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	996 GINKGO PL, WINDSOR, CA 95492-8155

Mortgage

Document Number	0000062439
Date	Aug 11, 2017
Instrument	2017062439

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company
Address	OWINGS MILLS, MD 21117

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Windsor Town
Unified School District	Windsor Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$681,929 (+2%) Land $272,771 Building $409,158
2025	$7,959.00 (+4.26%) Homeowner's exemption	$668,559 (+4.04%) Land $267,423 Building $401,136
2023	$7,634.00 (+1.5%) Homeowner's exemption	$642,600 Land $257,040 Building $385,560
2022	$7,521.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 25,561 people · EPA ID CA4910017
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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