Cherokee County property record for 1016 Ferguson Rd, Murphy, NC 28906 · Last verified October 2025
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2017 |
| Square Footage | 2,784 sqft Heated Area |
| Lot Size | 486,130 sqft (11.1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $92,000 (2015) |
| Tax Bill | $2,248.00 (2025) |
| Primary APN | 552204507934000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,784 sqft Heated Area |
| Upper Floors | 1,152 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 486,130 sqft (11.1 acres) |
| Depth X Width | 874 ft x 1,637 ft Depth x Width |
| Porch | Open Porch |
| Porch Area | 480 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 41981 |
|---|---|
| Street Address | 1016 FERGUSON RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-3874 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | LOTS 1 & 2 FISHER PROP 710/182 845/85 |
| Legal Phase | 710 |
| Legal Lot Number | 1,2 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | MURPHY |
| Census Blockgroup | 1 |
| Census Block | 1045 |
| Census Tract | 930401 |
Source: Cherokee County records · APN 552204507934000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 1016 FERGUSON RD, MURPHY, NC 28906-3874 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CAROLINA FARM CREDIT ACA |
| Nov 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 01, 2015 · Amount on Record |
| Deed Sale | Jul 01, 2015 · Amount on Record |
| Deed Doc Number | 0000673195 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 1016 FERGUSON RD, MURPHY, NC 28906-3874 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 01594/0715 |
|---|---|
| Date | Aug 29, 2018 |
| Book Page | 01594/0715 |
| Instrument | 04129 |
| Name | CAROLINA FARM CREDIT ACA |
|---|---|
| Type | Funding / Finance Company |
| Address | LIBERTY, NC 27298 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 1016 FERGUSON RD, MURPHY, NC 28906-3874 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1665/1 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 1665/1 |
| Instrument | 7048 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,248.00 | $308,610 (+14.78%) | $308,610 (+14.78%) Land $48,610 Building $260,000 |
| 2023 | $268,860 | $268,860 Land $48,610 Building $220,250 |
1016 Ferguson Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 67th percentile of exposed land nationally · 89th in North Carolina |
|---|---|
| Wildfire Likelihood | High — about 1 in 327 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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