Cherokee County property record for 838 Ferguson Rd, Murphy, NC 28906 · Last verified October 2025
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2015 |
| Square Footage | 2,357 sqft Heated Area |
| Lot Size | 262,231 sqft (6.02 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $559,000 (2020) |
| Tax Bill | $3,894.00 (2025) |
| Primary APN | 552203419045000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,357 sqft Heated Area |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stone Exterior |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 262,231 sqft (6.02 acres) |
| Depth X Width | 534 ft x 618 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 850 sqft Garage |
| Deck Area | 36 sqft Deck |
| Porch | Enclosed Porch |
| Porch Area | 464 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 52659 |
|---|---|
| Street Address | 838 FERGUSON RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-3788 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | P/O LOT 3 FISHER PROP 1515/572 H/1000 |
| Legal Phase | 1515 |
| Legal Lot Number | 3 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | MURPHY |
| Census Blockgroup | 1 |
| Census Block | 1045 |
| Census Tract | 930401 |
Source: Cherokee County records · APN 552203419045000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 838 FERGUSON RD, MURPHY, NC 28906-3788 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 10, 2021 | Gift Deed, Transfer |
| Sep 04, 2020 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 04, 2020 · Amount on Record |
| Deed Sale | Sep 04, 2020 · Amount on Record |
| Prior Sale | Sep 04, 2020 · Amount on Record |
| Deed Doc Number | 1655/212 |
| Deed Book / Page | 1655 / 212 |
| Last Transfer Date | Dec 10, 2021 |
| Transfer Doc | 01698/1173 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Dec 10, 2021 |
| Property Address | 838 FERGUSON RD, MURPHY, NC 28906-3788 |
| Document Number | 01698/1173 |
| Book / Page | 1698 / 1173 |
| Instrument Date | Dec 10, 2021 |
| Instrument | 8319 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 415 FERGUSON RD, 415, MURPHY, NC 28906-3790 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 838 FERGUSON RD, MURPHY, NC 28906-3788 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Sep 04, 2020 |
| Property Address | 838 FERGUSON RD, MURPHY, NC 28906-3788 |
| Document Number | 1655/212 |
| Book / Page | 1655 / 212 |
| Map Reference | CAB H SL 1000 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 4761 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,118.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 838 FERGUSON RD, 838, MURPHY, NC 28906-3788 |
| Name | Verified Name |
|---|---|
| Address | 838 FERGUSON RD, MURPHY, NC 28906-3788 |
| Document Number | 1655214 |
|---|---|
| Date | Sep 04, 2020 |
| Instrument | 1655/214 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,894.00 | $544,160 (-) | $544,160 (-) Land $46,720 Building $497,440 |
| 2023 | $544,160 | $544,160 Land $46,720 Building $497,440 |
838 Ferguson Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 68th percentile of exposed land nationally · 91st in North Carolina |
|---|---|
| Wildfire Likelihood | High — about 1 in 319 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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