1016 E Lost Ridge Dr, Washington, UT 84780 Property Records

Washington County property record for 1016 E Lost Ridge Dr, Washington, UT 84780

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,934 sqft · built 2023
Lot Size	0.319 acres (13,939 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,200 (2023)
Deeds & Mortgages	Jul 2022 Construction Loan May 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`W-CPR-5-40`

Property Details

APN / Parcel Number

Primary APN	`W-CPR-5-40`
Alternative APN	`1093972`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,934 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Architectural Style	Ranch
Roof Material	Tile
Lot Area	13,939 sqft (0.319 acres)
Garage Area	894 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	1093972
Street Address	1016 E LOST RIDGE DR
City	WASHINGTON
State	UT
Zip	84780-8101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: CHAPARRAL RIDGE 5 (W) LOT: 40
Legal Subdivision	CHAPARRAL RIDGE PH 5
Jurisdiction	WASHINGTON UT
Township / Civil Division	ST. GEORGE
Census Block Group	2
Census Block	2022
Census Tract	270803

Owner

Source: Washington County records, as of November 6, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1989 WESTCLIFF DR, SAINT GEORGE, UT 84790-6526
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed of Trust, Mortgage · Construction Mortgage STATE BANK OF SOUTHERN UTAH
May 5, 2023	Deed of Trust, Mortgage · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	20210029618
Record Updated	Jun 7, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	1016 E LOST RIDGE DR, WASHINGTON, UT 84780-8101
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	SOUTHERN UTAH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036149
Date	Jul 21, 2022
Instrument	20220036149

Lender

Name	STATE BANK OF SOUTHERN UTAH
Type	Bank
Address	SAINT GEORGE, UT 84790

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	1016 E LOST RIDGE DR, WASHINGTON, UT 84780-8101
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	SOUTHERN UTAH TITLE COMPANY, SOUTERN UTAH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 E LOST RIDGE DR, WASHINGTON, UT 84780-8101

Mortgage

Document Number	0000012884
Date	May 5, 2023
Instrument	20230012884

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	MADISON, WI 53718

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.3%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2023
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.3%

Tax Assessment & Valuation

Source: Washington County assessment roll, as of May 22, 2023

Property Jurisdictions

Type	Name
State	Utah
County	Washington County
Municipality	Washington City
Unified School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,200.00	$330,275	$600,500 Land $240,000 Building $360,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 55% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON CITY serves 45,865 people · EPA ID UTAH27021
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
InfoWest Fixed Wireless	200 / 40

May also be available: SC Broadband.

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