1016 Community Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1016 Community Rd, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,080 sqft · built 1949
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Tax Bill$5,039 (2026)
Deeds & MortgagesMar 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN422800 59.20-6-17

Property Details

APN / Parcel Number

Primary APN422800 59.20-6-17
Alternative APN
  • 280005902000060170000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,080 sqft Living Area
1st Floor Area720 sqft
Upper Floors Area360 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1990
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions160 ft deep x 65 ft wide
Garage TypeAttached
Garage Area294 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area150 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1016 COMMUNITY RD
CitySCHENECTADY
StateNY
Zip12303-2603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description32 R,G,DM FREDS COMM 4.-288-9
Legal Block6
Legal Lot Number17.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group2
Census Block2010
Census Tract32901

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1016 COMMUNITY RD, SCHENECTADY, NY 12303-2603
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1016 COMMUNITY RD, SCHENECTADY, NY 12303-2603
Document Number0000015459
Instrument DateMar 27, 2017
Transaction TypeMortgage
Record UpdatedAug 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1016 COMMUNITY RD SCHENECTADY NY 123032603, SCHENECTADY, NY 12303-2603

Mortgage

Document Number0000015459
DateApr 7, 2017
Book Page004753/000593
Instrument15459
Lender
NameSEFCU
TypeMortgage Company
AddressALBANY, NY 12206
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 6, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,039.00 (+1.7%) Homeowner's exemption
2025$4,955.00$135,000 (-) Land $10,800 Building $124,200$207,700 (+16.95%) Land $16,616 Building $191,084
2023$135,000 Land $10,800 Building $124,200$177,600 Land $14,208 Building $163,392

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Community Rd

Nearby Streets

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